Home Enhancement Assistance Program

For a limited time*, the First Mid Home Enhancement Assistance Program (HEAP) provides funds to homeowners in qualifying areas for making the home improvements you want. You could borrow money with affordable terms and flexible underwriting to replace windows, paint, update the furnace/ac, replace appliances, finish landscaping, or tackle any other home enhancement project!

How affordable is a HEAP loan?

BORROW UP TO
$10,000

PAY A FIXED RATE OF ONLY
4.99% APR
WITH
$0 CLOSING COSTS

TAKE UP TO
60 MONTHS
TO PAY IT BACK

GET APPROVED WITH
FLEXIBLE UNDERWRITING

A HEAP loan is an affordable way to update your property; however, funds for this program are limited*. Don’t wait to see if you qualify! Complete the short contact form below and we will connect you with a First Mid mortgage lender in your area.



*Annual Percentage Rate. Offer available in select areas and limited to single family residences where improvements will be made. One loan per household. Maximum loan amount $10,000. Fixed rate of 4.99% APR for a term of 60 months, fully amortizing. 60 monthly payments of $18.87 per $1,000 borrowed. Offer will run until allotted funds are exhausted and no advance notice will be made when offer expires.