Interest Checking

Earn Interest with Ease

Like to keep a higher balance in your checking, but don’t want to miss out on valuable interest? Then Interest Checking is for you. The more you keep in your account, the more interest you’ll earn. A great option for those that need all the perks plus interest!

  • Unlimited check writing
  • Tiered interest rates1
  • Free VISA® debit card
  • Free First Mid ATMs (Up to $4 in Non-First Mid ATM fees refunded each month upon request. Additional fees may apply at non-First Mid ATMs)
  • Free online banking
  • Free mobile banking2 with free mobile deposits
  • Free online bill pay3
  • Free telephone banking
  • Free paper statements or eStatements

Money-Saving Discounts

  • Discounted rates on First Mid consumer loans4

Account Requirements

  • $1,000 to open
  • $7 monthly maintenance fee
  • Monthly maintenance fee waived with $1,500 daily minimum balance maintained in the account

View our current rates or Contact Us for more information.

1Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion.
2Message and data rates may apply.
3Inactive Online Bill Pay accounts will be closed after 90 days.
4Subject to terms and approval.