Interest Checking

Earn Interest with Ease

Like to keep a higher balance in your checking, but don’t want to miss out on valuable interest? Then Interest Checking is for you. The more you keep in your account, the more interest you’ll earn. A great option for those that need all the perks plus interest!

  • Unlimited check writing
  • Tiered interest rates1
  • Free VISA® debit card
  • Free online banking
  • Free Bill Pay2
  • Free First Mid ATMs (first $4 of First Mid foreign fees waived)
  • Free telephone banking
  • Free paper statements or eStatements
  • Free mobile banking3

Money-Saving Discounts

  • Discounted rates on First Mid consumer loans4

Account Requirements

  • $1,000 to open
  • $7 monthly maintenance fee
  • Monthly maintenance fee waived with $1,500 daily minimum balance maintained in the account

1Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion.
2Inactive Online Bill Pay accounts will be closed after 90 days.
3Message and data rates may apply.
4Subject to terms and approval.