Up to $10,000 24-Hour Accidental Death and Dismemberment Insurance1
Premier Checking includes up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance. (Coverage is divided equally among joint account holders.)
Additional Common Carrier Accidental Death Insurance1
Your accidental death coverage increases when you travel as a passenger on a common carrier. (Coverage is divided equally among joint account holders.)
- Premier accounts receive up to $100,000 in coverage.
- Classic accounts receive up to $50,000 in coverage.
Cash Back Member Rewards
Start earning Cash Back Member Rewards! You can get cash back on your everyday purchases – such as groceries, household supplies, entertainment – simply by submitting your receipts quarterly. Terms and conditions apply. (Registration and activation required.)
- Premier accounts may receive up to $80/year.
- Classic accounts may receive up to $40/year.
Health Savings Discounts
Enjoy savings on vision and prescription services. (Registration and activation required.) This is NOT insurance.
Travel and Entertainment Discount Membership
Money-saving discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts from their smartphone. Digital access makes saving super easy and convenient, giving instant savings anywhere, and anytime. (Registration and activation required.)
Receiving $hopping RewardsTM is simple! As a member, you have access to exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized shopping portal and receive cash back. Your cash back will be held in your $hopping RewardsTM account to use towards future purchases – or conveniently sent to you as a check. Yes, it’s that easy! (Registration and activation required.)
Identity Theft and Fraud Assistance Program
This valuable benefit is ONLY available with a Premier Checking account.
Identity theft is on the rise2, but you can rest easy knowing that you, your joint account holders and family are protected by our comprehensive IDProtect®3 service, which includes:
- Identity Fraud Expense Reimbursement Coverage4
Receive up to $10,000 to help pay expenses, clear your name and repair damaged credit, should you become the victim of identity fraud.
- Comprehensive Identity Theft Resolution Services
Should you suffer identity theft, your very own IDProtect® fraud resolution specialist will help you every step of the way until your credit and identity are completely restored.
- Debit and Credit Card Registration
Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards – and your liability is limited – should your cards become lost or stolen. (Registration and activation required.)
- 3-in-1 Credit File Monitoring
IDProtect®; will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration and activation required.)
- 3-in-1 Credit Report
Request a free, updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. (Registration and activation required.)
- Total Identity Monitoring
Continuous monitoring of over 1,000 databases (Registration and activation required.)
Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.
1 Plateau Insurance Company of Crossville, TN. will be the Accidental Death & Dismemberment Insurance underwriter.
2 Javelin Strategy and Research. Identity Fraud Report, February 2014.
3 IDProtect® service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. Service is not available to a “signer” on the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.
4 Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.