Overdraft and Safe Deposit FAQ

Will my insufficient funds transfer on my checking account remain in place

Yes. Your insufficient funds transfer from your savings or other deposit account will remain in effect.

Does First Mid offer any other type of overdraft protection?

Yes. First Mid offers overdraft protection on checking accounts that qualify. You may contact our Overdraft Support at 866-888-7968 after April 8 for details on your available options.


Do I have to do anything to transfer my Soy Capital Bank safe deposit box to First Mid?

You do not have to do anything to move your safe deposit box lease to First Mid. First Mid offers a variety of safe deposit box sizes and your box will automatically be converted to our system. Safe deposit box annual billing notices are mailed 60 days prior to the due date with a 25-day grace period. A late fee of 10% of the rent amount applies to payments made 25 days or more after their due date. Drilling the box and lost key fees are at actual cost. Safe deposit boxes are not FDIC insured.