Steve Cooper is Senior Vice President and Regional Senior Lender for the Metro East region of First Mid Bank & Trust. During his 30 years in banking, Steve has worked for and learned from some of the most respected community bank Presidents in the Edwardsville area. Since joining First Mid in 2011, he has displayed his breadth of knowledge and experience in the industry, and now heads the team of commercial lenders in the Metro East. Steve has been married to his wife Shauna for 20 years. Together they have a daughter, Kaylah, who is 13 years old, and Brian, who is 8 years old. Family is everything to Steve, and he values the time he spends with them – including on family vacations, which he loves to plan. Outside of work and family, Steve serves as Fire Chief, and is a volunteer of the Holiday Shores Fire Department. Steve is also a member of the Land of Goshen Rotary Club and a Board Member for Riverbend Family Ministries.
Commercial Lending Services
First Mid and Steve Cooper have expertise in financial analysis, cash flow and business plans that helps structure the best loan package possible for your business. And you’ll be well informed about the status of your application because all loan decisions are made in-house.
Learn more about our long- and short-term loans:
Operating needs – Provide immediate working capital to purchase inventory, or to cover payroll, taxes, utilities or other expenses.
Capital Purchases – Finance larger credit needs, such as purchases of machinery and equipment, with a loan designed to keep your monthly obligations at a reasonable level.
Commercial Real Estate – Start, move or expand your business, with commercial real estate loans to help you respond quickly to opportunities.
Revolving Lines of Credit – Gain increased control over finances with a revolving line of credit to use at your discretion. Your credit line is based upon the value of your assets and replenishes itself as you pay the balance. Fixed and variable interest rates are available, with rates based on local market conditions, term of loan and type of asset purchased.
Municipal Financing Services
Steve can help finance activities that are essential to the daily operation of your tax-exempt entity. Municipal and Tax-Exempt financing packages can be key in overcoming budget restrictions, while still allowing necessary equipment purchases to be made now and paid back over time.
Who is eligible for tax-exempt financing?
- Municipalities
- Townships & Villages
- School Districts
- Fire Department & Districts
- Sanitary Districts
- Police Departments
- Public Colleges & Universities
- Hospitals
- 501(c)(3) organizations
Hear it from Steve’s clients
“I wouldn’t be where I’m at without doing business with Steve. He knows my business as well as I do.”
– Rob Birkenmeyer, Birkenmeyer Properties LLC
“With the help of First Mid, we have one of the largest stores in the St. Louis area. He showed me the way of all the business factors. He made it very simple of doing something very complex and over my head”
– Steve Parks, The Cyclery
Ready to learn more about what First Mid has to offer? Contact Steve today!
