For investors who want a packaged option, First Mid Wealth Management (FMWM) has developed a line of investment strategies to choose from, ranging from lower- to higher-risk levels. We use the following methodology when constructing investment options to help ensure you meet your financial goals:
 

Build Asset Allocation Strategies

After reviewing current market trends and the economic outlook, we seek to design efficient allocations using multiple asset classes in order to provide a balance of risk and return, tailored to your needs. These asset allocation choices are important.
 

Construct the Strategy

FMWM’s Trust Investment Committee chooses investment managers to fill each component of your asset allocation. Managers are screened and hired based on who we believe has demonstrated the ability to add value. Because we treat asset allocation as a distinct step in the process, we can combine managers in ways that help avoid unintentional biases in the strategy (i.e., toward growth or value).
 

Monitor Progress and Adjust as Needed

FMWM’s Trust Investment Committee monitors each element of the program to help ensure your account stays true to the original investment philosophy over time. Given that performance will vary among asset classes over time, we periodically rebalance your portfolio to your objective’s target asset allocation.
 
 
































































































    Types of Investment Strategies

    • Target allocation 26% Equity/74% Fixed Income
    • Strategy focuses on income generation and preservation of capital while attempting to minimize volatility
    • Ideal for investors who wish to preserve capital with a slight hedge against inflation; clients with a short investment time horizon
    • Target allocation 44% Equity/56% Fixed Income
    • Designed to mitigate volatility, moderate income generation
    • Ideal for investors who wish to lower volatility but who are also seeking moderate growth; those with a time horizon including a few years before retirement
    • Target allocation 62% Equity/38% Fixed Income
    • Ideal for investors who wish to seek growth while maintaining a fixed income element to help preserve capital in a market downturn; those with several years in their investment time horizon
    • Target allocation 80% Equity/20% Fixed Income
    • Ideal for investors who wish to primarily seek growth while maintaining a moderate fixed income element to help reduce volatility in the event of a market downturn; those with enough income-producing years to handle some risk of ups and downs
    • Target allocation 99% Equity/1% Fixed Income
    • Ideal for investors who wish to maximize return potential through a well-diversified but aggressive strategy; those with a long investment time horizon that can withstand full participation in multiple market cycles





    How can I get started?

    Call 1-888-518-7878 or find the First Mid Financial Advisor nearest you here.
    Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Diversification and asset allocation do not ensure a profit or protect against a loss. Past performance may not be indicative of future results. 
    Some investment products and services are not deposits, obligations or guaranteed by the bank; not insured by the FDIC or any other governmental agency, and may be subject to investment risk including potential principal loss.
     
    Securities are offered through Raymond James Financial Services, Inc. member FINRA / SIPC, an independent broker/dealer.
     
    Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
    Non-deposit products and services through Raymond James
    Are Not FDIC Insured
    Are Not Bank Deposits
    Are Not Guaranteed
    May Lose Value











    First Mid Bank & Trust and First Mid Wealth Management are not registered broker/dealers and are independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. 
     
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