At First Mid, our Treasury Management Services team partners with businesses of all sizes to deliver customized solutions that drive efficiency, streamline operations, and boost profitability. With our Commercial Online Banking platform and comprehensive suite of Receivable, Payable, and Fraud Protection tools, you’ll have everything you need to manage and grow your business – today and into the future.

































































































    Treasury Management refers to a suite of financial services that help businesses manage cash flow, streamline payments, improve receivables, and help protect against fraud. Treasury services are designed to simplify your business banking processes, making them more efficient and secure.
    Businesses of all sizes and industries can benefit. Whether you’re a small business looking to automate payments or a larger company managing multiple accounts and employees, our customizable solutions can be tailored to fit your needs.
    First Mid’s Commercial Online Banking platform allows you to manage your business accounts securely from nearly anywhere. You can transfer funds, set up alerts, issue stop payments, review audit reports, and control user access – all in real-time.
    Positive Pay is a fraud prevention tool. It compares checks or ACH transactions presented for payment against a list you provide. If there’s a mismatch, the system flags it for your review before releasing funds – helping to prevent unauthorized transactions.
    Remote Deposit lets you deposit checks without visiting a banking center. Using a scanner or mobile device, checks can be digitally deposited in the office or on the go. It’s quick, secure, and speeds up access to your funds.
    Yes. Our Smart Pay Express service allows you to accept secure online payments and donations. You’ll receive a custom-branded payment page and have access to detailed reporting tools for better tracking and reconciliation.
    ACH (Automated Clearing House) transfers are ideal for scheduled payments like payroll or monthly invoices. They are cost-effective and take 1-2 days to process. Wire transfers are faster (often same-day), used for time-sensitive or international payments, and typically involve a higher fee.
    Yes. Through our partnership with Heartland¹, we offer full-service Merchant Services and Payroll & HR Solutions, including credit card processing, employee payments, tax management, and compliance support.
    Yes, with ICS/CDARS, your large deposits receive multi-million-dollar FDIC insurance coverage while remaining easy to manage through one bank relationship and one consolidated statement.
    Absolutely. Our Direct Connect feature allows seamless integration with QuickBooks® and Quicken®, making reconciliation and accounting much easier.
    Let one of our Treasury Management Officers discuss service options and account structures that can meet your company’s current and emerging financial needs. As you grow and your needs change, we will work with you to optimize these changes.