All First Mid checking accounts come with these available conveniences:

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Free Visa® Debit Card
compatible with Apple Pay, Samsung Pay, and Google Pay
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Free Online Banking
with eStatements
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Free Online Bill Pay
and Zelle®
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Free Mobile Banking
with free mobile deposits1











Premier
For those who want more of everything including protection.
  • Unlimited Check Writing
  • Free or Discounted Checks: 1 pack/year
  • First Mid ATM Out-of-Network fees are waived and up to $12 in Non-First Mid ATM fees refunded each month upon request
  • Earns Interest5
  • Free Paper Statements
  • Cash Back Member Rewards6: Up to $80/year
  • Identity Theft & Fraud Assistance6 
  • AD&D Insurance Coverage6
  • Discounts on Shopping, Travel and more6
  • Monthly Maintenance Fee: $7.95
    Waived if you maintain $5,000 daily minimum balance in the account, or maintain $50,000 daily minimum balance in total deposits with First Mid.
  • Minimum Opening Deposit: $100

Classic
For those who want cost-saving benefits.
  • Unlimited Check Writing
  • Free or Discounted Checks: 1 box/year
  • First Mid ATM Out-of-Network fees are waived and up to $12 in Non-First Mid ATM fees refunded each month upon request
  • Earns Interest5
  • Free Paper Statements
  • Cash Back Member Rewards6: Up to $40/year
  • AD&D Insurance Coverage6
  • Discounts on Shopping, Travel and more6
  • Monthly Maintenance Fee: $4.95
    Waived if you maintain $5,000 daily minimum balance in the account, or maintain $50,000 daily minimum balance in total deposits with First Mid.
  • Minimum Opening Deposit: $100

Interest
For those who want to earn interest without the extras.
  • Unlimited Check Writing
  • Up to $4 in Non-First Mid ATM fees waived each month upon request3
  • Earns Interest5
  • Free Paper Statements
  • Monthly Maintenance Fee: $7.00
    Waived if you maintain $1,500 daily minimum balance.
  • Minimum Opening Deposit: $1,000

Basic
For those who want to keep it simple.
  • Unlimited Check Writing
  • Monthly Maintenance Fee: $3.00
    Waived if you sign up for Online Banking and eStatements.
  • Minimum Opening Deposit: $50

Blue Sky
For those wanting digital banking with no overdraft fees.2
  • Checks may not be written on this account.4
  • Discounted paper statement fee: $2.00
  • Monthly Maintenance Fee: $5.00
  • Minimum Opening Deposit: $25














































































    1. Message and data rates may apply.
    2. This account is not subject to NSF/return fees. Items that overdraw the account are returned and ATM/everyday debit card transactions are declined. 
    3. Additional fees may apply at non-First Mid ATMs.
    4. Checks will not be issued and may not be written on this account. Any debited checks, outside of those issued from First Mid’s online bill pay, will be returned unpaid. 
    5. Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion.
    6. Registration and activation required.