Checking That Works in Your Best Interest. 

Get more from your money—over $90 in monthly value1 with built-in protection and everyday savings.
 
  

Account Features

  • Earns interest2
    Interest earned on full account balance, based on the following tiers:
      • $0.01 - $24,999.99
      • $25,000 +
  • Unlimited check-writing
  • Visa debit card – compatible with Apply Pay, Google Pay, FitBit Pay, and Samsung Pay
  • No ATM fees at First Mid ATMs when using your First Mid debit card
 

Online & Mobile Banking Conveniences

  • Free eStatements available
  • Send/receive money with Zelle®, and pay bills3 
  • Mobile deposit checks w/smartphone
  • Build and monitor your credit with Credit Score feature
 

Valuable Benefits

You can receive valuable benefits, all accessible through online and mobile banking.4
 
  • Identity Theft Support
      • Identity Theft Resolution Services - with up to $10,000 Identity Theft Expense Reimbursement
      • Identity Monitoring and Dark Web Monitoring
      • CyberRecover - helps defend against extortion, ransomware, online fraud, gaming security risks, etc.
      • Financial Wellness 360°
  • Cellphone Protection - 2 claims/year up to $800/claim, $1,000 annual limit, $50 deductible
  • Travel & Leisure Discounts - InstaDeals
  • $hopping Rewards - online shopping with cash back
  • 24/7 Roadside Assistance
  • Telehealth Services - virtual medical consultations for your family
  • eVets - virtual veterinary consultations 

Account Requirements

  • $50 minimum opening deposit
  • $10 monthly maintenance fee - waived by maintaining $5,000 daily minimum balance in the account during the statement cycle, OR with $50,000 maintained in total deposit balances with First Mid, including this account 
  • $2 paper statement fee per statement cycle - waived for those age 50 or older OR sign up for eStatements in online or mobile banking to avoid the paper statement fee.  
1. Estimated value based on approximate monthly costs or savings for similar marketplace benefits and are subject to change. Benefits and features may vary and may not necessarily reflect the exact features offered through Benefits with Interest Checking. No cash value is implied with the use of this account or any of its features..
2. Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion.
3. Message and data rates may apply. Inactive Online Bill Pay accounts will be closed after 90 days.
4. Registration or activation may be required. Terms and conditions apply.