All the essentials—no monthly maintenance fee.

Get unlimited check writing, plus convenient online and mobile banking and credit score monitoring. 
 

Account Features

  • Unlimited check-writing
  • Visa debit card – compatible with Apply Pay, Google Pay, FitBit Pay, and Samsung Pay
  • No ATM fees at First Mid ATMs when using your First Mid debit card
 

Online & Mobile Banking Conveniences

  • Free eStatements available
  • Send/receive money with Zelle®, and pay bills1
  • Mobile deposit checks w/smartphone
  • Build and monitor your credit with Credit Score feature

Account Requirements

  • $50 minimum opening deposit
  • $0 monthly maintenance fee
  • $5 paper statement fee per statement cycle - sign up for eStatements in online or mobile banking to avoid the paper statement fee.  Transaction item images not included on Essential Checking statements. Images can be viewed in transaction activity in online banking. 
1 Message and data rates may apply. Inactive Online Bill Pay accounts will be closed after 90 days.