Certificates of Deposit
| Type | Minimum Opening Deposit | Interest Rate* | Annual Percentage Yield (APY) |
|---|---|---|---|
| 3 Months | $1,000 | 0.30% | 0.30% |
| 6 Months | $1,000 | 0.30% | 0.30% |
| 9 Months | $1,000 | 0.30% | 0.30% |
| 12 Months | $1,000 | 0.40% | 0.40% |
| 18 Months | $1,000 | 0.45% | 0.45% |
| 24 Months | $1,000 | 2.71% | 2.75% |
| 36 Months | $1,000 | 2.71% | 2.75% |
| 48 Months | $1,000 | 2.71% | 2.75% |
| 60 Months | $1,000 | 2.71% | 2.75% |
*Rates current as of today's date. A penalty may be imposed for early withdrawals.
Commercial Interest Checking
| Daily Balance | Minimum Opening Amount | Interest Rate* | Annual Percentage Yield (APY) |
|---|---|---|---|
| $0 or more | $100 | 0.01% | 0.01% |
*Rates current as of today's date. The interest rate and APY may change after account opening. Fees could reduce earnings on the account.
Community Spirit with Interest Checking
| Daily Balance | Minimum Opening Amount | Interest Rate* | Annual Percentage Yield (APY) |
|---|---|---|---|
| $0 - $1,000 | $0 | 0.000% | 0.00% |
| $25,000 + | $0 | 0.01% | 0.01% |
*Rates current as of today's date. The interest rate and APY may change after account opening. Fees could reduce earnings on the account.
Business Savings Account
| Daily Balances of | Minimum Opening Amount | Interest Rate* | Annual Percentage Yield (APY) |
|---|---|---|---|
| $0 or more | $50 | 0.05% | 0.05% |
*Rates current as of today's date. The interest rate and APY may change after account opening. Fees could reduce earnings on the account.
Business Money Market Account
| Daily Balances of | Minimum Opening Amount | Interest Rate* | Annual Percentage Yield (APY) |
|---|---|---|---|
| $0 - $2,500.00 | $1,000 | 0.07% | 0.07% |
| $2,500.01 - $10,000 | $1,000 | 0.07% | 0.07% |
| $10,000.01 - $25,000 | $1,000 | 0.10% | 0.10% |
| $25,000.01 or more | $1,000 | 0.10% | 0.10% |
*Rates current as of today's date. The interest rate and APY may change after account opening. Fees could reduce earnings on the account.