Rates current as of today’s date.
Certificates of Deposit
| Type |
Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield (APY)* |
| 3 Months |
$1,000 |
0.30% |
0.30% |
| 6 Months |
$1,000 |
0.30% |
0.30% |
| 9 Months |
$1,000 |
0.30% |
0.30% |
| 12 Months |
$1,000 |
0.40% |
0.40% |
| 18 Months |
$1,000 |
0.45% |
0.45% |
| 24 Months |
$1,000 |
2.71% |
2.75% |
| 36 Months |
$1,000 |
2.71% |
2.75% |
| 48 Months |
$1,000 |
2.71% |
2.75% |
| 60 Months |
$1,000 |
2.71% |
2.75% |
*A penalty may be imposed for early withdrawals.
Individual Retirement Accounts
| Type |
Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield (APY)* |
| 12 Months |
$500 |
0.40% |
0.40% |
| 18 Months |
$500 |
0.45% |
0.45% |
| 24 Months |
$500 |
2.71% |
2.75% |
| 36 Months |
$500 |
2.71% |
2.75% |
| 48 Months |
$500 |
2.71% |
2.75% |
| 60 Months |
$500 |
2.71% |
2.75%
|
*A penalty may be imposed for early withdrawals.
Checking & Savings
Retail Savings
| Daily Balance |
Minimum Opening Amount |
Interest Rate |
Annual Percentage Yield (APY)* |
| $0 or more |
$100 |
0.05% |
0.05% |
Premier Checking / Classic Checking / Interest Checking
| Daily Balances of |
Minimum Opening Amount |
Interest Rate |
Annual Percentage Yield (APY)* |
| $0 - $2,500 |
$100 |
0.01% |
0.01% |
| $2,500.01 - $10,000 |
$100 |
0.01% |
0.01% |
| $10,000.01 or more |
$100 |
0.01% |
0.01% |
Retail Money Market
| Daily Balances of |
Minimum Opening Amount |
Interest Rate |
Annual Percentage Yield (APY)* |
| $0 - $2,500 |
$1,000 |
0.07% |
0.07% |
| $2,500.01 - $10,000 |
$1,000 |
0.07% |
0.07% |
| $10,000.01 - $25,000 |
$1,000 |
0.10% |
0.10% |
| $25,000.01 or more |
$1,000 |
0.10% |
0.10% |
Retail Prime First
| Daily Balances of |
Minimum Opening Amount |
Interest Rate |
Annual Percentage Yield (APY)* |
| $0 - $15,000 |
$15,000 |
0.15% |
0.15% |
| $15,000.01 - $50,000 |
$15,000 |
0.25% |
0.25% |
| $50,000.01 - $100,000 |
$15,000 |
0.25% |
0.25% |
| $100,000.01 or more |
$15,000 |
0.25% |
0.25% |
*Fees could reduce the earnings on the accounts. The interest rate and APY may change after account opening.
