Certificates of Deposit
| Type | Minimum Opening Deposit | Interest Rate* | Annual Percentage Yield (APY) |
|---|---|---|---|
| 3 Months | $1,000 | 0.30% | 0.30% |
| 6 Months | $1,000 | 0.30% | 0.30% |
| 9 Months | $1,000 | 0.30% | 0.30% |
| 12 Months | $1,000 | 0.40% | 0.40% |
| 18 Months | $1,000 | 0.45% | 0.45% |
| 24 Months | $1,000 | 2.71% | 2.75% |
| 36 Months | $1,000 | 2.71% | 2.75% |
| 48 Months | $1,000 | 2.71% | 2.75% |
| 60 Months | $1,000 | 2.71% | 2.75% |
*Rates current as of today's date. A penalty may be imposed for early withdrawals.
Individual Retirement Accounts
| Type | Minimum Opening Deposit | Interest Rate* | Annual Percentage Yield (APY) |
|---|---|---|---|
| 12 Months | $500 | 0.40% | 0.40% |
| 18 Months | $500 | 0.45% | 0.45% |
| 24 Months | $500 | 2.71% | 2.75% |
| 36 Months | $500 | 2.71% | 2.75% |
| 48 Months | $500 | 2.71% | 2.75% |
| 60 Months | $500 | 2.71% |
2.75%
|
*Rates current as of today's date. A penalty may be imposed for early withdrawals.
Benefits with Interest Checking
| Daily Balance | Minimum Opening Amount | Interest Rate* | Annual Percentage Yield (APY) |
|---|---|---|---|
| $0 - $24,999.99 | $50 | 0.01% | 0.01% |
| $25,000 + | $50 | 0.25% | 0.25% |
*Rates current as of today's date. The interest rate and APY may change after account opening.
Savings Account
| Daily Balances of | Minimum Opening Amount | Interest Rate* | Annual Percentage Yield (APY) |
|---|---|---|---|
| $0 or more | $50 | 0.05% | 0.05% |
*Rates current as of today's date. The interest rate and APY may change after account opening.
Money Market Account
| Daily Balances of | Minimum Opening Amount | Interest Rate* | Annual Percentage Yield (APY) |
|---|---|---|---|
| $0 - $4,999.99 | $50 | 0.05% | 0.05% |
| $5,000 - $24,999.99 | $50 | 0.10% | 0.10% |
| $25,000 - $49,999.99 | $50 | 0.20% | 0.20% |
| $50,000.01 or more | $50 | 0.50% | 0.50% |
*Rates current as of today's date. The interest rate and APY may change after account opening.
Jumbo Money Market
| Daily Balances of | Minimum Opening Amount | Interest Rate* | Annual Percentage Yield (APY) |
|---|---|---|---|
| $0 - $49,999.99 | $50,000 | 0.00% | 0.00% |
| $50,000 - $99,999.99 | $50,000 |
2.64%
Federal Funds Effective Rate minus 1.00%
|
2.67% |
| $100,000 - $249,999.99 | $50,000 |
3.14%
Federal Funds Effective Rate minus 0.50%
|
3.19% |
| $250,000 or more | $50,000 |
3.39%
Federal Funds Effective Rate minus 0.25%
|
3.44% |
*Rates current as of 03/03/26. Fees could reduce the earnings on the accounts. The interest rate and APY may change after account opening.