First Mid Savings Account Benefits

Whether you're building an emergency fund or saving for the future, every First Mid savings account helps you earn interest while making it easy to manage your money.


Free Online & Mobile Access
stack of coins next to "growing" cash icon illustration
Earns Interest1













Savings Account
 
A great place to start saving.
  • Interest with no stated tiers1
  • Monthly Maintenance Fee: $0
  • Paper Statement Fee:  $2.00 per statement cycle - waived for those age 50 and older OR sign up for eStatements in online or mobile banking to avoid a paper statement fee.
  • Minimum Opening Deposit: $50
 
 

Money Market
Flexible account that combines savings growth with convenient access.
  • Tiered Interest based on account balance1
  • ATM access with a Money Market Visa Debit Card
  • Check writing available
  • Monthly Maintenance Fee: $10.00 - waived if you maintain $5,000 daily minimum balance in the account during statement cycle.
  • Paper Statement Fee:  $2.00 per statement cycle - waived for those age 50 and older OR sign up for eStatements in online or mobile banking to avoid a paper statement fee.
  • Minimum Opening Deposit: $50
 
 

Jumbo Money Market
Earn competitive returns while maintaining access to your funds.
  • Tiered Interest based on account balance and the Federal Funds Effective Rate1 
  • ATM access with a Money Market Visa Debit Card
  • Check writing available
  • Monthly Maintenance Fee: $0
  • Paper Statement Fee:  $2.00 per statement cycle - waived for those age 50 and older OR waived if you maintain $50,000 daily minimum balance in the account during statement cycle, OR sign up for eStatements in online or mobile banking to avoid a paper statement fee.
  • Minimum Opening Deposit: $50,000
 
 





Certificate of Deposit
For those with savings goals to reach.
  • Earns Interest5
  • Monthly maintenance fee and account restrictions: $0
  • Minimum opening deposit: $1,000
 




























1. Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion. Fees could reduce earnings on the account. To see tiers and interest rate details for each account, visit the deposit rates page.
2. Penalty will be imposed for early withdrawal and may reduce earnings. You will have 10 calendar days after maturity date to withdraw funds without penalty. $50,000 maximum additions allowed during the CD term.