Free Online & Mobile Access
Savings Account
A great place to start saving.
- Interest with no stated tiers1
- Monthly Maintenance Fee: $0
- Paper Statement Fee: $2.00 per statement cycle - waived for those age 50 and older OR sign up for eStatements in online or mobile banking to avoid a paper statement fee.
- Minimum Opening Deposit: $50
Money Market
Flexible account that combines savings growth with convenient access.
- Tiered Interest based on account balance1
- ATM access with a Money Market Visa Debit Card
- Check writing available
- Monthly Maintenance Fee: $10.00 - waived if you maintain $5,000 daily minimum balance in the account during statement cycle.
- Paper Statement Fee: $2.00 per statement cycle - waived for those age 50 and older OR sign up for eStatements in online or mobile banking to avoid a paper statement fee.
- Minimum Opening Deposit: $50
Jumbo Money Market
Earn competitive returns while maintaining access to your funds.
- Tiered Interest based on account balance and the Federal Funds Effective Rate1
- ATM access with a Money Market Visa Debit Card
- Check writing available
- Monthly Maintenance Fee: $0
- Paper Statement Fee: $2.00 per statement cycle - waived for those age 50 and older OR waived if you maintain $50,000 daily minimum balance in the account during statement cycle, OR sign up for eStatements in online or mobile banking to avoid a paper statement fee.
- Minimum Opening Deposit: $50,000
Certificate of Deposit
For those with savings goals to reach.
- Open Account Online
- Earns Interest5
- Monthly maintenance fee and account restrictions: $0
- Minimum opening deposit: $1,000
1. Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion. To see tiers and interest rate details for each account, visit the product pages for each account.
2. Interest earned on CD will be credited back to the certificate (compounded) at the following: if the term of the certificate is 11 months or less, interest will be compounded at maturity; if the term of the certificate is 12 months or longer, interest will be compounded monthly. Penalty for early withdrawal. $50,000 maximum additions allowed during the CD term.