Retail Savings
This is a good account for those with savings under $1,000 and want to start planning for a larger purchase or build an emergency fund.
- Minimum opening deposit: $100
- Monthly maintenance fee: $1.00 charged if the daily minimum balance in the account falls below $100 during a statement cycle
- No minimum balance required to earn a variable market rate of interest
- A withdrawal fee of $0.50 will be charged for each debit transaction in excess of four during a statement cycle
View our current rates or Contact Us for more information.
Smart Savings*
When you have a First Mid Premier or Classic Checking account, turn a Retail Savings into a Smart Savings account by establishing automatic deposits into the account. With Smart Savings, automatic transfers from your checking or automatic payroll deposits are made on a regular basis—weekly, biweekly or monthly—whatever fits your schedule.
Each automatic deposit must be a minimum of $25 and your Smart Savings statement will be combined with your Premier or Classic Checking statement (accounts must have identical ownership).
With this type of structured plan, you’ll find it easier to grow your savings. Start saving today – the smart way!
- No minimum opening deposit
- No minimum balance
- A withdrawal fee of $0.50 will be charged for each debit transaction in excess of four during a statement cycle
View our current rates or Contact Us for more information.
*Premier or Classic Checking account required to establish a Smart Savings account.