Premier Checking

Premier Checking comes with IDProtect®, an Identity Theft and Fraud Assistance program.

Open Premier Checking Online

Be safer and spend smarter!

Premier Checking is our top account offering the most benefits for your money. Plus it’s the only account that offers an Identity Theft and Fraud Assistance program.

With Premier Checking you receive:

  • Unlimited check writing
  • Tiered interest rates1
  • 1 free box of Premier checks per year (or 50% discount on one box of designer checks per year)
  • Free Visa® debit card
  • Free First Mid ATMs (First Mid ATM Out-of-Network fees are waived and up to $12 in Non-First Mid ATM fees refunded each month upon request)
  • Free online banking with account alerts
  • Free mobile banking2 with free mobile deposits
  • Free online bill pay3
  • Free telephone banking
  • Free eStatements or paper statements
  • Bonus Savings & CD rates (upon request)

Money-Saving Discounts

  • Discounted rates on First Mid consumer loans4
  • $100 discount on First Mid mortgage closing costs4
  • No fee on cashier’s checks & money orders
  • Discounted Visa® gift cards
  • 1 year free rental on safe deposit box5
  • Special offers on group travel packages
  • Monthly newsletter and educational opportunities
  • Free financial planning seminar

Additional Cost-Saving Benefits

  • Up to $10,000 24-Hour Accidental Death and Dismemberment Insurance
  • Additional $100,000 Common Carrier Accidental Death Insurance
  • Cash Back Member Rewards – $80/year
  • Health Savings Discounts on Vision and Prescription Services
  • Travel and Entertainment Discount Membership
  • $hopping RewardsTM
  • IDProtect®, an Identity Theft and Fraud Assistance Program

Learn about the cost-saving benefits

Account Requirements

  • $100 minimum deposit to open
  • $7.95 monthly maintenance fee
  • No minimum balance
  • Monthly maintenance fee waived with $5,000 daily minimum balance maintained in the account or with $50,000 daily minimum balance maintained in total deposits with First Mid

View our current rates or Contact Us for more information.

1Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion.
2Message and data rates may apply.
3Inactive Online Bill Pay accounts will be closed after 90 days.
4Subject to terms and approval.
5 Subject to availability.