Many homebuyers are surprised to learn there may be programs available to help reduce upfront expenses. Low down payment solutions, down payment assistance grants, and a $250 closing cost credit are options that may help make buying a home more affordable.

Whether you’re buying your first home or exploring your financing opportunities, First Mid is here to help you navigate your options with guidance you can trust.
 

Affordable Home Financing Options

Programs Designed to Help You Buy a Home
Buying a home may feel overwhelming, especially when thinking about down payments and closing costs. First Mid offers mortgage solutions designed to help make homeownership more accessible.

Programs & Personalized Support for Homebuyers:
  • Low down payment mortgage options 
  • Down payment assistance (DPP) grants 
  • A $250 closing cost credit 
  • Personalized guidance from a local, Rockford-area mortgage expert 
  • Support in English and Spanish 
 

Work With a Local Lender

picture of Lloanna ReyesMeet Lloanna Reyes
As a bilingual Loan Officer serving Rockford, Illinois, Lloanna Reyes is dedicated to guiding individuals and families through affordable home financing options.
 
 
 
 
 
 
Lloanna can help you:
  • Understand available loan programs
  • Learn about down payment assistance opportunities
  • Navigate the mortgage process step-by-step
  • Get answers in English or Spanish
 
Don’t assume homeownership is out of reach before exploring your options. Connect with Lloanna today to learn more about available mortgage programs, down payment assistance opportunities, and support designed to help you move forward confidently.
Programs, grants, and credits subject to eligibility requirements and approval. Down payment assistance availability and closing cost credit may vary, and are available only to qualified applicants located within eligible Low-to-Moderate Income (LMI) and Majority Minority (MM) census tracts within a 5-mile radius of 3101 11th Street, Rockford, IL. Household income and property eligibility restrictions may apply. Offer subject to available funding and may be withdrawn or modified without notice. Closing cost credit expires 12/31/26. Maximum credit amount subject to program limits. Contact First Mid for complete details and current eligibility requirements. Equal Housing Lender.