With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education. All of this without impacting your credit score. 

You can do this ANYTIME and ANYWHERE and for FREE.

Benefits of Credit Score:

  • Daily Access to your Credit Score
  • Real-Time Credit Monitoring Alerts
  • Credit Score Simulator
  • Personalized Credit Report
  • Special Credit Offers
  • And More!
The benefits are endless, so there is no need to wait.
 

Your Credit Score. Daily. And Secure.

Access your credit score and report in our mobile app and online banking.

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    Frequently Asked Questions

    Credit Score and Report helps you stay on top of your credit by providing your latest credit score and report and understanding key factors that impact the score. It also monitors your credit daily and informs you by email if any significant changes are detected, such as a new account being opened, a change in address, employment, delinquency, or inquiry has been reported. 
    Yes. Credit Score and Report will monitor and send email alerts when there has been a change to your credit profile. 
    Credit Score and Report is entirely free to First Mid customers. 
    Credit Score and More is a "soft inquiry" which does not affect a credit score. Lenders use "hard inquiries" to make decisions about creditworthiness when you apply for loans. 
    The credit score will be updated every seven days and displayed in mobile and online banking. You can click "refresh score" as often as every day for an updated credit score. 
    Credit Score and Report make it best to show the most relevant information from a credit report. If you think some information is wrong or inaccurate, you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each bureau has its process for correcting inaccurate information, but every First Mid Credit Score and Report user can "File a Dispute" with Transunion by clicking on the "Dispute" link within Credit Score and Report. Transunion will share this with the other bureaus if the inaccuracy is verified. 
    First Mid uses its own lending criteria for making loan decisions.