CD Specials
Whether you have short-term or long-term goals, a Certificate of Deposit (CD) is a safe and secure way to let your money grow with guaranteed returns.
For a limited time, visit one of our banking centers to open a CD with the following terms, or open your account online.
5 months
4.00% APY*
To open a 5 month CD at this special rate, visit your local First Mid banking center.
Upon maturity, all 5 month CDs will automatically renew to the standard 6 month term and the current rate at the time of maturity, unless you contact First Mid to elect a different option.
7 months
3.70% APY*
7 month Jumbo CD
when you open the account with $50,000 or more and increase your rate to
3.85% APY**
Upon maturity, all 7 month CDs will automatically renew to the standard 6 month term and the current rate at the time of maturity, unless you contact First Mid to elect a different option.
13 months
3.50% APY*
Make it a
13 month Jumbo CD
when you open the account with $50,000 or more and increase your rate to
3.65% APY**
Upon maturity, all 13 month CDs will automatically renew to the standard 12 month term and the current rate at the time of maturity, unless you contact First Mid to elect a different option.
24, 36, or 48 months
2.75% APY*
CHOOSE YOUR TERM
Upon maturity, all 24, 36, and 48 month CDs will automatically renew at their same term and the current rate at the time of maturity, unless you contact First Mid to elect a different option.
OPEN A CD NOW – ADD TO IT LATER!
With a First Mid CD, you can add up to $50,000 during the CD term.
*APY equals Annual Percentage Yield. $1,000 minimum to open; $50,000 maximum additions allowed during the CD term. Rate current as of June 26, 2026 and is subject to change. May not be used in conjunction with any other special offer. Penalty for early withdrawal. Offer does not apply to brokered deposits.
**APY equals Annual Percentage Yield. $50,000 minimum to open a Jumbo CD; $50,000 maximum additions allowed during the CD term. Rate current as of June 26, 2026 and is subject to change. May not be used in conjunction with any other special offer. Penalty for early withdrawal. Offer does not apply to brokered deposits.