2026 Medicare Annual Enrollment Period  

(October 15 – December 7)
 
Every year, Medicare plans can change—including costs, prescription drug coverage, provider and pharmacy networks, and benefits. Even if your Medicare plan renews automatically, your coverage may still change. Annual Enrollment is your opportunity to review whether your plan still fits your healthcare needs and budget.

You may not need to change your plan, but it’s worth reviewing before the new plan year begins.






































































You're Not Just Choosing a Plan.

You're Choosing a Team. 

For more than 40 years, First Mid Insurance Group's dedicated Senior Solutions team has helped people navigate Medicare with personalized guidance and support beyond enrollment. 
 
What You Can Expect
When you meet with one of our Senior Solutions specialists, we'll:
 
  • Listen to your healthcare needs and priorities.
  • Review your current Medicare coverage. 
  • Explain your options in plain language. 
  • Compare coverage options based on your needs. 
  • Answer your questions. (link to FAQ section)
  • Support you beyond enrollment.


















    Ready to review your Medicare coverage? 

    Fill out the form or call our Senior Solutions team at 1-844-728-5116. 
     
     



    Common Medicare Questions During Annual Enrollment

    Yes. Costs, provider networks, prescription drug coverage, and benefits can change each year. Annual Enrollment is your opportunity to review whether your coverage still meets your needs.
    No. If your current plan still meets your healthcare needs and budget, you may decide to keep it. Even if your plan renews automatically, Annual Enrollment is your opportunity to review any changes to your costs, benefits, prescription drug coverage, or provider network before deciding to keep your coverage.
    It depends. If your healthcare needs, prescriptions, doctors, costs—or even your plan's benefits—have changed, it may be worth reviewing your current coverage alongside other available options.
    Changes to Medicare Part D and Medicare prescription drug plans may affect which medications are covered, what you'll pay, and which pharmacies are in-network.
    Coverage for certain GLP-1 medications has expanded for eligible Medicare beneficiaries through a temporary Medicare program. Coverage depends on factors such as the medication, its approved use, and your Medicare prescription drug plan. If you take—or are considering—a GLP-1 medication, it's important to review how your current prescription drug coverage applies.
    Not always. Doctors and healthcare providers may join or leave a plan's network each year, making it important to confirm your preferred providers are still covered.
    Depending on your plan, changes may include premiums, deductibles, copays, prescription drug coverage, provider networks, and supplemental benefits like dental, vision, and hearing.
    Medicare Advantage plans combine your Medicare coverage into one plan and may include additional benefits. Medicare Supplement (Medigap) plans work with Original Medicare to help reduce certain out-of-pocket costs. The right choice depends on your healthcare needs, budget, and preferences.
    Your Initial Enrollment Period begins three months before the month you turn 65 and continues for three months after. Getting started early gives you more time to understand your options and avoid gaps in coverage or late enrollment penalties.
    Yes. Many adult children help parents compare Medicare options, understand coverage, and prepare questions before making enrollment decisions.
    We do not offer every plan available in your area. Currently we represent 11 organizations which offer 67 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.