Open An Account Online

We have a variety of deposit accounts available, but our most popular accounts can be opened online – in a matter of minutes! Review account features below to choose the best option for you. After establishing your new account, use our Switch Kit Form to assist in moving your funds and automatic transactions from another financial institution to your new First Mid account.

If you need help or have questions about opening an account online, our Customer Support is available through chat, online or by phone at 877-888-5629.

 Premier CheckingClassic CheckingBasic CheckingBasic Student CheckingRetail SavingsRetail Money Market
For those who want more of everything including protection.For those who want cost-saving benefits. For those who just need the essentials.For young adults.For those with savings under $1,000.For those with more than $1,000 in savings.
Open a Checking Account OnlineOpen OnlineOpen OnlineOpen OnlineOpen OnlineOpen OnlineOpen Online
Free Online Banking with eStatementsincludedincludedincludedincludedincludedincluded
Free Online Bill Payincludedincludedincludedincluded
Free Mobile Banking with Mobile Depositsincludedincludedincludedincludedincludedincluded
Free Visa Debit Cardincludedincludedincludedincluded
Unlimited Check WritingincludedincludedincludedincludedLimited check writing available.
Free or Discounted Checks1 box/year1 box/year
Waived ATM FeesThe first $4 of First Mid foreign ATM fees waived and up to $12
non-First Mid fees refunded upon request per statement cycle.
The first $4 of First Mid foreign ATM fees waived and up to $12
non-First Mid fees refunded upon request per statement cycle.
$1.00 out-of-network fee waived.*
Earns Interest**includedincludedincludedincluded
Free Paper StatementsincludedincludedStatement can be combined with a checking statement.***
Cash Back Member Rewards****Up to $80/yearUp to $40/year
Identity Theft & Fraud Assistance****included
AD&D Insurance Coverage****includedincluded
Discounts on Shopping, Travel and more****includedincluded
Monthly Maintenance Fee and Account Restrictions$7.95
Waived if you maintain $5,000 daily minimum balance in the account, or maintain $50,000 daily minimum balance in total deposits with First Mid.
$4.95
Waived if you maintain $5,000 daily minimum balance in the account, or maintain $50,000 daily minimum balance in total deposits with First Mid.
$3.00
Waived if you sign up for Online Banking and eStatements, or for those 62 years of age and older.
$0
Projected graduation date required to open account.
$1.00
Waived if you maintain $100 daily minimum balance in the account during statement cycle.

$0.50 will be charged for each debit transaction in excess of 4 during a statement cycle.
$5.00
Waived if you maintain $1,000 daily minimum balance in the account during statement cycle.

$5.00 will be charged for each debit transaction in excess of 6 during a statement cycle.
Minimum Opening Deposit$100$100$50$0$100$1,000
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* Additional fees may apply at non-First Mid ATMs.
** Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion.

*** Accounts must have identical ownership for combined statements.
**** Registration and activation required.