We have a variety of deposit accounts available, but our most popular accounts can be opened online — in a matter of minutes! Review account features below to choose the best option for you. After establishing your new account, use our Switch Kit Form to assist in moving your funds and automatic transactions from another financial institution to your new First Mid account.
If you need help or have questions about opening an account online, our Customer Support is available through chat, online or by phone at 877-888-5629.
| Premier Checking | Classic Checking | Silver Simply Free with eStatements | Blue Sky | Retail Savings | Retail Money Market | |
|---|---|---|---|---|---|---|
| For those who want more of everything including protection. | For those who want cost-saving benefits. | For those who want to keep it simple. | For those wanting digital banking with no overdraft fees.1 | For those with savings under $1,000. | For those with more than $1,000 in savings. | |
 | Open Online | Open Online | Open Online | Open Online | Open Online | Open Online |
| Free Online Banking with eStatements |  | | | | | |
| Free Online Bill Pay with Zelle® | | | | | ||
| Free Mobile Banking with Mobile Deposits2 | | | | | | |
| Free Visa Debit Card compatible with Apple Pay, Samsung Pay, and Google Pay | | | | | ||
| Unlimited Check Writing | | | | Checks may not be written on this account3 | Limited check writing available | |
| Free or Discounted Checks | 1 box/year | 1 box/year | ||||
| Waived ATM Fees | First Mid ATM Out-of-Network fees are waived and up to $12 in Non-First Mid ATM fees refunded each month upon request | First Mid ATM Out-of-Network fees are waived and up to $12 in Non-First Mid ATM fees refunded each month upon request | ||||
| Earns Interest5 | | | | |
||
| Free Paper Statements | | | $2.00 discounted paper statement fee | Statement can be combined with a checking statement6 | ||
| Cash Back Member Rewards7 | Up to $80/year | Up to $40/year | ||||
| Identity Theft & Fraud Assistance7 | | |||||
| AD&D Insurance Coverage7 | | | ||||
| Discounts on Shopping, Travel and more7 | | | ||||
| Monthly Maintenance Fee and Account Restrictions | $7.95 Waived if you maintain $5,000 daily minimum balance in the account, or maintain $50,000 daily minimum balance in total deposits with First Mid. | $4.95 Waived if you maintain $5,000 daily minimum balance in the account, or maintain $50,000 daily minimum balance in total deposits with First Mid. | $3.00 Waived if you sign up for Online Banking and eStatements. | $5.00 | $1.00 Waived if you maintain $100 daily minimum balance in the account during statement cycle. $0.50 will be charged for each debit transaction in excess of 4 during a statement cycle. | $5.00 Waived if you maintain $1,000 daily minimum balance in the account during statement cycle. |
| Minimum Opening Deposit | $100 | $100 | $50 | $25 | $100 | $1,000 |
| Learn More | Learn More | Learn More | Learn More | Learn More | Learn More |
