All First Mid checking accounts come with these available conveniences:
- Free Visa® Debit Card
- Free Online Banking with eStatements
- Free Online Bill Pay
- Free Mobile Banking with free mobile deposits*
| Premier | Classic | Interest | Basic | Basic Student | StartNew | |
|---|---|---|---|---|---|---|
| For those who want more of everything including protection. | For those who want cost-saving benefits. | For those who want to earn interest without the extras. | For those who just need the essentials. | For young adults. | For those who want a chance to start over. | |
 |  | | | | ||
| Unlimited Check Writing | | | | | |
*See below. |
| Free or Discounted Checks | 1 box/year | 1 box/year | ||||
| Waived ATM Fees | First Mid ATM Out-of-Network fees are waived and up to $12 in Non-First Mid ATM fees refunded each month upon request | First Mid ATM Out-of-Network fees are waived and up to $12 in Non-First Mid ATM fees refunded each month upon request | Up to $4 in Non-First Mid ATM fees waived each month upon request** | First Mid ATM Out-of-Network fees are waived** | ||
| Earns Interest*** | | | | |||
| Free Paper Statements | | | | |||
| Cash Back Member Rewards**** | Up to $80/year | Up to $40/year | ||||
| Identity Theft & Fraud Assistance**** | | |||||
| AD&D Insurance Coverage**** | | | ||||
| Discounts on Shopping, Travel and more**** | | | ||||
| Monthly Maintenance Fee and Account Restrictions | $7.95 Waived if you maintain $5,000 daily minimum balance in the account, or maintain $50,000 daily minimum balance in total deposits with First Mid. | $4.95 Waived if you maintain $5,000 daily minimum balance in the account, or maintain $50,000 daily minimum balance in total deposits with First Mid. | $7.00 Waived if you maintain $1,500 daily minimum balance. | $3.00 Waived if you sign up for Online Banking and eStatements, or for those 62 years of age and older. | $0 Projected Graduation Date required to open account | $9.95 A $3.00 direct deposit reward credited to your account each statement cycle in which you have a direct deposit. Transfers from another First Mid Bank & Trust account are not counted as direct deposits. |
| Minimum Opening Deposit | $100 | $100 | $1,000 | $50 | $0 | $50 |
| Learn More | Learn More | Learn More | Learn More | Learn More | Learn More |
