Checking Overview

All First Mid checking accounts come with these available conveniences:

  • Free Visa® Debit Card
  • Free Online Banking with eStatements
  • Free Online Bill Pay
  • Free Mobile Banking with free mobile deposits
 PremierClassicInterestBasicBasic StudentStartNew
For those who want more of everything including protection.For those who want cost-saving benefits. For those who want to earn interest without the extras. For those who just need the essentials.For young adults.For those who want a chance to start over.
Open a Checking Account Online
Unlimited Check Writingincludedincludedincludedincludedincludedincluded
Free or Discounted Checks1 box/year1 box/year
Waived ATM FeesUp to $12/month
upon request
Up to $12/month
upon request
$1.00 out-of-network fee waived*
Earns Interest**includedincludedincluded
Free Paper Statementsincludedincludedincluded
Cash Back Member Rewards***Up to $80/monthUp to $40/month
Identity Theft & Fraud Assistance***included
AD&D Insurance Coverage***includedincluded
Discounts on Shopping, Travel and more***includedincluded
Monthly Maintenance Fee and Account Restrictions$7.95
Waived if you maintain $5,000 daily minimum balance or have $50,000 in total deposit balances with First Mid.
$4.95
Waived if you maintain $5,000 daily minimum balance or have $50,000 in total deposit balances with First Mid.
$7.00
Waived if you maintain $1,500 daily minimum balance.
$3.00
Waived if you sign up for Online Banking and eStatements
$0
Projected Graduation Date required to open account
$9.95
Reduced to $6.95 with direct deposit into account
Minimum Opening Deposit$100$100$1,000$50$0$50
Learn MoreLearn MoreLearn MoreLearn MoreLearn MoreLearn More
* Additional fees may apply at non-First Mid ATMs.
** Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion.
*** Registration and activation required.