Download our readiness checklist to help you prepare for the conversion of your personal accounts to First Mid. 
 
 
 
We've also highlighted a few important items below to assist with: 
 
More detailed information about the conversion of personal accounts and answers to frequently asked questions can be found on pages 4-13 of the Customer Welcome Guide. (Click to download PDF.)

Online and Mobile Banking

  • Online and mobile access to your account information with Two Rivers: 
    • Two Rivers Online Bill Pay will no longer be available after 4:00 p.m., Thursday, June 11.
    • Two Rivers Online and Mobile Banking will no longer be available after 4:00 p.m., Friday, June 12.  
  • We recommend printing or archiving any eStatements, check copies, transaction documents, etc. from your Two Rivers Online Banking that you wish to retain for your own files. 
  • If you use an accounting platform, such as QuickBooks®, you should download your transaction history prior to June 12. 
  • Beginning at 8:00 a.m. on Monday, June 15: 
    • You may log in to First Mid Online and Mobile Banking, using the same credentials that you used with Two Rivers. 
    • If you receive electronic bills within Bill Pay, you will need to re-establish those in the First Mid system. Please note: All first-time Bill Pay payments through First Mid will be processed as a paper check, regardless of what payment method you select. The First Mid system must verify all new accounts and subscribers.
    • You may download the First Mid Personal Mobile Banking app at the links below.
          Apple Store App logo     Google Play logo    
 

Automatic Transfers and Automatic Loan Payments

IMPORTANT NOTE: All automatic transfers and automatic loan payments will need to be re-established on or after Monday, June 15th using First Mid's routing number.
 
First Mid Routing Number: 071102076
 
  • Automatic transfers/payments from another First Mid account may be set up in Online or Mobile Banking.
  • You may make a mortgage or consumer loan payment using our Express Loan Payment Portal. Access to this portal is always available by clicking the blue Login button at the top of our website, then selecting Make Loan Payment from the drop-down menu, and clicking the Loan Payment Login button.
  • Automatic payments from another institution on your First Mid mortgage or consumer loan may also be established by completing a Consumer Loan Payment EFT Authorization form. (Click to download PDF.)  This document may be mailed back to the address on the form or returned to your local First Mid banking center.

Zelle

  • Phone numbers and emails for sending and receiving Zelle payments will not convert over to First Mid. You will be able to re-enroll in Zelle through First Mid Online Banking beginning on June 15 at 8:00 a.m.
  • Zelle contacts and payees will not convert over to First Mid. Zelle contacts must be re-established after re-enrollment.
  • Zelle payment history with Two Rivers will not convert to the new system. You will begin building Zelle payment history with First Mid after re-enrollment.
  • If you receive a Zelle payment between June 12-15, the payment will remain in pending status until you re-enroll in Zelle with First Mid after June 15. Once you re-enroll, you will need to accept the payment(s). Please note: If a payment is sent to you between June 12–15, you must re-enroll in Zelle using the same email address or phone number the payment was originally sent to. 
Please visit the Zelle webpage for first-time log in instructions on June 15 if you wish to re-enroll.

Alerts

First Mid offers a variety of account alerts that may be set up within the Online Banking platform. These can be sent via email, push alert, or text message (SMS). 
 
To set up alerts in First Mid’s Online & Mobile Banking platform, please follow these steps:
  • Login to Personal Online or Mobile Banking.
  • If you are on a mobile device, click ‘More’ in the bottom right corner and click the dropdown arrow next to ‘Tools.’ If you are on a desktop computer, hover over ‘Tools’ along the top navigation.
  • Click ‘Alerts.’
  • Choose ‘Accounts.’
  • From the dropdown, select the account you want to set up alerts for.
  • Click the toggle next to the category you want to establish alerts. In this example, we are going to set a ‘Balance’ alert.
  • Click the toggle next to ‘Balance.’
  • For real-time balance alerts, click the toggle next to either ‘If available balance is below’ or ‘If available balance is above.’ For end-of-day balance alerts, click the toggle next to ‘If current balance is below’ or ‘If current balance is above.’
Real-time balance alerts will help you stay informed throughout the day. You will receive these alerts whenever your account balance falls below or reaches a balance amount you choose, helping you keep track of your money as account activity occurs.

End-of-day balance alerts give you a daily snapshot of your account. You will receive a notification at the end of each business day showing your account balance, after the day’s transactions have been processed. 
  • Set your ‘Amount.’
  • Choose your delivery method by clicking the toggle next to ‘SMS,’ ‘Email’ or ‘Push.’
  • Click ‘Save.’

Intuit Software Conversion Guides

History from your Two Rivers Online Banking will no longer be available after 4:00 p.m. (CT) on Friday, June 12, 2026. You should back up your data files with Two Rivers Bank prior to this time.
 
For customers using Quicken or QuickBooks, below are links to documents to assist in connecting your new Online Banking platform with your Intuit software.
 
 






















Welcome Page and Timeline
Visit the Two Rivers welcome page which includes a snapshot of important dates and times.

Wealth Management Details
See information about the conversion of Two Rivers Wealth Management to First Mid Wealth Management.

Health Savings Accounts
Get answers to frequently asked questions about the transfer of your HSA from Two Rivers to a First Mid HSA, powered by Lively®.