Commercial Banking and Treasury Management Services

Blackhawk Bank is becoming First Mid Bank & Trust

Below are important details for our new Blackhawk Bank Treasury Management Clients. Treasury Management Clients are defined as customers with a business that functions under an EIN and use at least one product or service from our Treasury Management product suite. That product suite includes but is not limited to: ACH Origination, Fraud Protections, Remote Deposit Capture, or Online Wire Initiation. If you are established as such a business and currently use Blackhawk Bank’s Online Banking platform, you will be enrolled in First Mid’s Commercial Online Banking services. 


PLAN AHEAD: You may continue to access your Online Banking through Blackhawk Bank until 4:00 p.m. (CT) on Friday, December 1, 2023.  Scheduled transactions made prior to 4:00 p.m. will be processed as normal. After 4:00 p.m. (CT), Online and Telephone Banking will be in inquiry only and you will no longer be able to transact on your Blackhawk Bank account. Mobile Banking and Mobile Deposits will no longer be available after 4:00 p.m. (CT). 

If you use Bill Pay through Blackhawk Bank, access to the Bill Pay system will end at 4:00 p.m. (CT) on Thursday, November 30. We strongly recommend printing your Blackhawk Bank Bill Pay history, payees, and recurring payment information prior to Thursday, November 30, in order for you to validate information converted from the existing system.

Print or archive Blackhawk Bank eStatements, check copies, etc. This must be completed before 4:00 p.m. (CT) on Friday,  December 1, 2023. 

Click the link above to download a readiness checklist that includes actions you should take to ensure a smooth transition of your commercial accounts and treasury management services to First Mid. The checklist will open as a PDF in a new browser window or automatically download to your device.


Commercial Online Banking

Accessing Commercial Online Banking

First Mid utilizes a secure solution for Online Banking access for Treasury Management clients called Commercial Online Banking Secure Browser. This solution provides a hardened stance against fraud. The browser is a java-based application that runs on a user’s computer and provides a captive, safe environment for accessing Commercial Online Banking. Secure Browser must be downloaded on your computer.

Throughout conversion weekend, December 1 – 4, 2023, you will receive emails from communications@firstmid.com that will contain all applicable login information. Please watch for these emails. 

Beginning on Monday, December 4, 2023, you will access Commercial Online Banking through the First Mid Secure Browser. 

Commercial Mobile Banking

First Mid Business Mobile App Icon

First Mid offers Business Mobile Banking for commercial accounts. If you are currently enrolled in Mobile Banking with Blackhawk Bank, you will need to re-enroll with First Mid beginning December 4, 2023.

Download the First Mid Business Mobile Banking App and follow the on-screen activation instructions. You will use the same activation key you use with Secure Browser. The mobile app can be downloaded prior to December 4, 2023, however balances and payment processing will not be available until December 4. Learn more about our Business Mobile App.

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ACH and Wire dual approvals, as well as Positive Pay exception management can be managed through the mobile app.

Commercial Online Banking Money Movement

Transaction History

If you currently use Blackhawk Bank’s Online Banking solution, transaction history will not convert to the First Mid Online banking platform. History will begin archiving as of December 4, 2023. 

Commercial Bill Pay

Online Bill Pay services will be available beginning Monday, December 4, 2023. 

ACTION > If you are currently utilizing the Blackhawk Bank Bill Pay system, access to the system will end at 4:00 p.m. (CT) on Thursday, November 30, 2023. You will need to re-establish any eBills on the First Mid system. Scheduled and recurring payments will be automatically converted to the First Mid system. We highly recommend that you print your Blackhawk Bank Bill Pay history, payees, and recurring payment information prior to November 30, 2023 in order to validate information converted from the Blackhawk Bank system to the First Mid system. 

PLAN AHEAD: Please take into consideration that your first payments within Bill Pay will be processed as a paper check, regardless of what payment method you select. The First Mid system must verify all new accounts and subscribers. If you need further information, please contact Treasury Services Support at 833-680-5110.

If you are not currently enrolled for Bill Pay and would be interested in having this service, you can enroll for Bill Pay through the First Mid Commercial Online Banking Resource Center starting December 4, 2023.

Internal Account Transfers

Any scheduled or recurring internal transfers currently set up through Online Banking with Blackhawk Bank, will need to be re-established with First Mid. Transfers will not be completed over conversion weekend, after 4:00 p.m. on December 1 through December 3, 2023.  


Treasury Management Product Suite

Treasury Management Training Sessions: First Mid Treasury Services will be offering Training Webinars for our Treasury Management Product Suite. Watch for emails from communications@firstmid.com that will contain training details. Please add communications@firstmid.com to your contacts so these emails land in your inbox.

If you do not currently have a treasury management solution enabled but are interested in a service, please contact Treasury Services at 833-680-5110, after December 4, 2023.

ACH Origination

First Mid offers a solution for business customers to electronically send funds for various reasons, including payroll and vendor payments. If you currently have ACH Origination enabled with Blackhawk Bank, you will continue to have this service with First Mid. Your service will be converted to our Commercial Online Banking system. You will continue to use Blackhawk Bank’s platform until 4:00 p.m. (CT) on December 1, 2023.

PLAN AHEAD: No ACH file or transaction originated with Blackhawk Bank should have an effective date past December 1, 2023.

ACTION > Beginning December 4, 2023 you will submit your ACH transactions through our Commercial Online Banking Platform. You must re-establish any recurring ACH transactions on the First Mid Commercial Online Banking platform. 

If you are currently uploading a NACHA formatted file to the Blackhawk Bank system today, you will be able to upload that file to the First Mid system with only changing the file header information to First Mid’s Routing Number, 071102076.

If you use templates and/or payees to submit your ACH originations, these will be converted from the Blackhawk Bank platform to First Mid’s Commercial Online Banking. We highly recommend that you print or archive these templates/payees prior to December 1, 2023 for validation purposes.

Wire Transfers

First Mid offers a solution for business customers to electronically send funds for various reasons, including vendor payments, real estate transactions, international payments, etc. If you currently have Wire Transfers enabled with Blackhawk Bank Online Banking, you will continue to have this service with First Mid. Your service will be converted to our Commercial Online Banking system. First Mid Wire instructions can be provided for any customer needing to update their agreements with vendors and other payees. You will continue to use Blackhawk Bank’s platform until 4:00 p.m. (CT) on December 1, 2023.

ACTION > Beginning December 4, 2023, you will submit your Wire requests through our Commercial Online Banking Platform. If you are currently uploading a daily file to the Blackhawk Bank system today, you will be able to upload that file to the First Mid system. 

If you use templates and/or payees to submit your wire transfers, these will be converted from the Blackhawk Bank platform to First Mid’s Commercial Online Banking. We highly recommend that you print or archive these templates/payees prior to December 1, 2023 for validation purposes.

Remote Deposit Capture

First Mid offers a solution for business customers to remotely deposit checks. If you currently have Remote Deposit Capture with Blackhawk Bank, you will continue to have this service with First Mid. The scanner that you currently utilize with Blackhawk Bank will be compatible with First Mid’s Remote Deposit Capture solution!

You will continue to use the Blackhawk Bank platform until 4:00 p.m. (CT) on December 1, 2023.

PLAN AHEAD: Remote Deposit Capture services will be unavailable after 4:00 p.m. (CT) on  December 1 through December 3, 2023.

ACTION > Throughout conversion weekend, December 1 – 4, 2023, you will receive emails from communications@firstmid.com that will contain all applicable login information. Please watch for these emails.

Beginning on Monday, December 4, 2023, you will deposit your checks to the First Mid Remote Deposit Capture platform. 

Mobile Remote Deposit Complete

First Mid offers a mobile remote deposit solution for commercial customers to remotely deposit checks. If you currently have the ability to deposit checks through the Blackhawk Biz Mobile app, this service will continue with First Mid. 

You will continue to use the Blackhawk Biz Mobile app until 4:00 p.m. (CT) on December 1, 2023.  

PLAN AHEAD: Mobile Remote Deposit services will be unavailable after 4:00 p.m. (CT) on December 1 through December 3, 2023. We highly recommend that you print or archive check deposit history prior to December 1, 2023 as this history will not convert.

ACTION > Throughout conversion weekend, December 1 – 4, 2023, you will receive emails from communications@firstmid.com that will contain all applicable login information. Please watch for these emails. 

Download the First Mid Business Deposit App and follow the on-screen activation instructions. You will use the same activation key you use with Secure Browser. The mobile app can be downloaded prior to the conversion date; however, deposits will not be available until December 4, 2023.

Beginning on Monday, December 4, 2023,  you will deposit your checks through the First Mid BizDeposit App.

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Fraud Protection

First Mid offers two solutions for business customers to help monitor deposit accounts and prevent fraudulent activity. Those solutions are ACH and Check Positive Pay. If you currently have these services enabled with Blackhawk Bank, you will continue to have this service with First Mid. Your service will be converted to First Mid’s fraud prevention platform. You will continue to use Blackhawk Bank’s platform until 12:00 p.m. (CT) on December 1, 2023.

ACTION > Beginning on Monday, December 4, 2023, you will access any ACH or check exception items for decisioning through our Commercial Online Banking platform. If you are currently uploading a check issue file to the Blackhawk Bank system today, you will be able to upload that file to the First Mid system. If you currently have an established Approved/Blocked list for ACH Positive Pay, it will be converted from the Blackhawk Bank platform to First Mid. 

Email exception management notifications will convert; however, text message notifications will need to be re-established.

Account Management Software

First Mid allows customers to connect their accounts and Online Banking to various account management software. First Mid offers Direct Connect for the QuickBooks® Desktop solution. This service can be established after December 4, 2023. 

ACTION > If you are currently using QuickBooks® or a similar solution, you will need to download your transaction history from the Blackhawk Bank Online Banking system prior to December 1, 2023.  After that date, you will only be able to download your First Mid transactions. Transactions that will post to your Blackhawk Bank account Friday night, December 1, 2023, will need to be manually entered into your account management software.

The Budgeting Tools that Blackhawk Bank offers today will not be available after Friday, December 1, 2023. If you wish to save your accumulated information from your Blackhawk Bank financial management tool, you should save or download that information prior to 4:00 p.m. (CT) on December 1, 2023.

Processing Schedule & Cut-Off Times

TRANSACTION TYPEBLACKHAWK
CUT-OFF TIME
FIRST MID
CUT-OFF TIME
Branch DepositsClose of BusinessClose of Business
Mobile Deposit7:00 p.m.4:00 p.m.
Remote Deposit7:00 p.m.5:00 p.m.
Business Online Internal Transfers7:00 p.m.6:00 p.m.
ACH Processing – Same Day Requests11:00 a.m.1:00 p.m.
ACH Processing4:00 p.m.4:00 p.m.
Wire Processing – Outgoing and Incoming / Domestic and International3:30 p.m.4:00 p.m.
Bill Pay2:00 p.m.9:00 p.m.
Positive Pay Decisioning12:00 p.m. (noon)12:00 p.m. (noon)
ACH Fraud Filter Decisioning12:00 p.m. (noon)12:00 p.m. (noon)
LockboxN/A4:00 p.m.
No transactions are processed on Saturdays, Sundays, or bank holidays.
2023 Treasury Processing Calendar (PDF)
Items received after cut-off times will be processed and posted to the account the next business day.

For Commercial Online Banking and Treasury Management Support, please contact: 

Treasury Services Support
1-833-680-5110
Monday – Friday 8:30 a.m. – 5:00 p.m. (CST)
treasuryservices@firstmid.freshdesk.com