​​

Comparison Chart

AccountsDescriptionMinimum Opening DepositInterest BearingFees
Basic Business CheckingDesigned for businesses that typically have less than 150 transactions per monthNoneNo$0.30 per transaction over 150 during a statement cycle
Business Partner CheckingDesigned for mid-sized businesses with more transactions, and a higher daily balance.$100 minimum opening depositNoMonthly maintenance fee
of $15.00 (waived when you maintain a $10,000 daily minimum balance in your Business Partner account);
$0.30 per transaction item over 250 during a statement cycle.
Commercial Analysis CheckingEnables companies with high activity to minimize costs while maximizing financial resources$100 minimum opening depositNoMonthly maintenance fee
of $12.00;
$0.15 per transaction item;
Earnings Credit (based on average collected balance - used to offset monthly maintenance fee and transaction item fees).
Commercial Interest CheckingCommercial Interest Checking is an excellent way to keep costs low, while earning interest on balances.$100 minimum opening depositYES1Monthly maintenance fee
of $12.00;
$0.15 per transaction item.
Community Spirit CheckingThis account is for non-profit, religious, educational and fraternal organizations with less than 250 transaction items per month, and few cash management needsNoneNo$0.30 per transaction item over 250 during a statement cycle
Community Spirit Interest CheckingThis interest bearing account is for non-profit, religious, education and fraternal organizations with less than 250 transaction items per month, and few cash management needsNoneYES1
$1,000 minimum balance required to earn interest.
$0.30 per transaction item over 250 during a statement cycle

1 Interest begins to accrue on the business day you make your deposit. Interest is compounded and credited to your account monthly. At our discretion, your interest rate and Annual Percentage Yield may change at any time. You will not receive interest accrued on your account in the month you close the account. We use the daily balance method to calculate interest. This method applies a daily periodic rate to the principal in the account each day.