Business Account Comparison

Account FeaturesBasic Business CheckingBusiness Partner CheckingCommercial
Analysis
Checking
Commercial
Interest
Checking
Community
Spirit
Checking
Public Fund
Checking
NOW Public
Fund
Checking
Available for:For all business typesFor all business typesFor all business typesFor all business typesFor non-profit entities onlyFor public entities onlyFor public entities only
Minimum Opening DepositNo
Minimum
$100 $100 $100No
Minimum
$100$1000
Earns Interest1includedincluded$1,000 minimum balance required to earn interestincluded
Earnings Creditincludedincluded
Monthly Maintenance FeeNone$15.00
waived with a $10,000 daily balance
$12.00$12.00None$12.00$12.00
Monthly Transaction Item Fees2150 FREE Transaction Items

$0.30 per transaction item over 150
250 FREE Transaction Items

$0.30 per transaction item over 250



$0.15 per transaction item



$0.15 per transaction item
250 FREE Transaction Items

$0.30 per transaction item over 250



$0.15 per transaction item



$0.15 per transaction item
Add Treasury Management Servicesincludedincludedincludedincludedincludedincludedincluded
Learn MoreLearn MoreLearn MoreLearn MoreLearn More

1 Interest begins to accrue on the business day you make your deposit. Interest is compounded and credited to your account monthly. At our discretion, your interest rate and Annual Percentage Yield may change at any time. You will not receive interest accrued on your account in the month you close the account. We use the daily balance method to calculate interest. This method applies a daily periodic rate to the principal in the account each day.

2 Transaction items include: checks, deposits, deposited items, electronic transactions, and other debits and credits.