Deposit Rates

Rates current as of today’s date.

Certificates of Deposit

TypeMinimum Opening DepositInterest RateAnnual Percentage Yield (APY*)
91-181 Days$1,0000.30%0.30%
182-364 Days$1,0000.30%0.30%
12-17 Months$1,0000.40%0.40%
18-23 Months$1,0000.45%0.45%
24-35 Months$1,0000.50%0.50%
36-47 Months$1,0000.65%0.65%
48-59 Months$1,0000.90%0.90%
60 Months$1,0001.15%1.15%
*A penalty may be imposed for early withdrawals.

 

Individual Retirement Accounts

TypeMinimum Opening DepositInterest RateAnnual Percentage Yield (APY*)
12-17 Months$5000.40%0.40%
18-23 Months$5000.45%0.45%
24-35 Months$5000.50%0.50%
36-47 Months$5000.65%0.65%
48-59 Months$5000.90%0.90%
60 Months$5001.15%1.15%
*A penalty may be imposed for early withdrawal.

 

Checking & Savings Rates

TypeMinimum Opening DepositInterest RateAnnual Percentage Yield (APY*)
Retail Savings$1000.05%0.05%
Premier Checking / Classic Checking / Interest Checking: Daily Balances of
$0 - $2,500$1000.01%0.01%
$2,500.01 - $10,000$1000.01%0.01%
$10,000.01 or more$1000.01%0.01%
Retail Money Market: Daily Balances of
$0 - $2,500$10000.07%0.07%
$2,500.01 - $10,000$10000.07%0.07%
$10,000.01 - $25,000$10000.10%0.10%
$25,000.01 or more$10000.10%0.10%
Retail Prime First: Daily Balances of
$0 - $15,000$15,0000.15%0.15%
$15,000.01 - $50,000$15,0000.20%0.20%
$50,000.01 - $100,000$15,0000.20%0.20%
$100,000.01 or more$15,0000.50%0.50%
*Fees could reduce the earnings on the accounts. The interest rate and APY may change after account opening.