Deposit Rates

Rates current as of today’s date.

Certificates of Deposit

TypeMinimum Opening DepositInterest RateAnnual Percentage Yield (APY*)
91-181 Days$1.0000.20%0.20%
182-364 Days$1,0000.20%0.20%
12-17 Months$1,0000.30%0.30%
18-23 Months$1,0000.35%0.35%
24-35 Months$1,0000.50%0.50%
36-47 Months$1,0000.75%0.75%
48-59 Months$1,0001.00%1.01%
60 Months$1,0001.25%1.26%
*A penalty may be imposed for early withdrawals.

 

Individual Retirement Accounts

TypeMinimum Opening DepositInterest RateAnnual Percentage Yield (APY*)
12-17 Months$5000.30%0.30%
18-23 Months$5000.35%0.35%
24-35 Months$5000.50%0.50%
36-47 Months$5000.75%0.75%
48-59 Months$50001.00%1.01%
60 Months$5001.25%1.26%
*A penalty may be imposed for early withdrawal.

 

Checking & Savings Rates

TypeMinimum Opening DepositInterest RateAnnual Percentage Yield (APY*)
Retail Savings$1000.07%0.07%
Premier Checking / Classic Checking / Interest Checking: Daily Balances of
up to $2,500$1000.03%0.03%
$2,500-$9,999$1000.03%0.03%
$10,000 or more$1000.03%0.03%
Retail Money Market: Daily Balances of
up to $2,500$10000.10%0.10%
$2,500-$9,999$10000.10%0.10%
$10,000-$24,999$10000.15%0.15%
$25,000 or more$10000.15%0.15%
Retail Prime First: Daily Balances of
$0-$14,999$15,0000.15%0.15%
$15,000-$49,999$15,0000.20%0.20%
$50,000-$99,999$15,0000.20%0.20%
$100,000 and over$15,0000.25%0.25%
*Fees could reduce the earnings on the accounts. The interest rate and APY may change after account opening.