Merchant Services

Heartland Merchant Services

Talk to us about the Heartland Advantage!

Payment Processing That Fits Your Business

Whether you accept payments online, by phone, in-store, or on the go, we have a solution that’ll fit your business.

We have teamed up with Heartland®, one of the nation’s leading providers of payment processing services. It’s innovative and efficient payment processing solutions are designed to grow your business and boost your bottom-line. You’ll get powerful features like:

  • Accept credit and signature debit cards, ACH, UnionPay® and verify checks
  • Quick and easy electronic application process
  • 24/7 U.S.-based merchant support
  • Comprehensive 24/7 online reporting
  • American Express® card acceptance at the same rate as other payment cards*
  • Next-day funding available

Ready to find the right payment processing solution for your business? Get started today. 

Accept Credit and Debit Cards Wherever Your Business Takes You

Take control of how you accept payments with our online payment processing management system and payment gateway.

  • Real-time transaction processing
  • Recurring billing with tokenization for both one-time and recurring (automatic and manual) payments
  • Direct swipe via USB with no additional software

Powerful Web-based Management and Reporting Tools

Manage your business and accept payments from any PC that has access to the internet.

  • Access detailed activity and transaction reports in real time
  • Create custom reports
  • Online response to chargebacks and retrievals

Mobile Processing Solutions

Take your business on the road with our mobile app and hardware solutions. And accept payments right from your Apple® or AndroidTM mobile device.

  • Accept Visa®, MasterCard®, American Express®, Discover®, UnionPay®, PayPal™ at the point of sale
  • Print or email customer receipts
  • Enter inventory items quickly and easily
  • Manage tips and tax rates

Competitive Flat Rate Fee

We can simplify your bookkeeping and potentially save you money by combining many of your monthly charges into a single flat monthly fee.

  • No hidden fees
  • You choose the fee tier based on monthly processing volume
  • Cost flexibility allows merchants to grow and still maintain low fees

Data Breach Security Program

Heartland protects your business with the industry’s most powerful fraud prevention and security tools.

  • An industry-mandated audit for a suspected breach
  • Card replacement costs and associated expenses
  • Industry assessments and fines


Accept EMV chip cards for maximum security and payment flexibility.

  • Protect your business from financial liability
  • Accept mobile wallets like Apple Pay®
  • Secure data transfer through encryption

Learn how Heartland can help grow your business. 

*Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Heartland Credit or Risk departments at any time. All trademarks contained herein are the sole and exclusive property of their respective owners. Any use of those marks without the express written permission of their owner is strictly prohibited. © 2020 Heartland Payment Systems, LLC, a Global Payments company (NYSE: GPN). All rights reserved. Heartland Payment Systems, LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA, and The Bancorp Bank, Philadelphia, PA.