Classic Checking

Open Classic Checking Online

Benefits and discounts designed just for you!

Get more for your money. With Classic Checking, receive many benefits that either save you money or help you grow the money you already have.

  • Unlimited check writing
  • Tiered interest rates1
  • 1 free box of Classic checks per year (or 50% discount on one box of designer checks per year)
  • Free Visa® debit card
  • Free First Mid ATMs (First Mid ATM Out-of-Network fees are waived and up to $12 in Non-First Mid ATM fees refunded each month upon request)
  • Free online banking with account alerts
  • Free mobile banking2 with free mobile deposits
  • Free online bill pay3
  • Free telephone banking
  • Free eStatements or paper statements
  • Bonus Savings & CD rates (upon request)

Money-Saving Discounts

  • Discounted rates on First Mid consumer loans4
  • No fee on cashier’s checks
  • 1 year free rental on safe deposit box5
  • Special offers on group travel packages
  • Monthly newsletter and educational opportunities
  • Free financial planning seminar

Additional Cost-Saving Benefits

  • Up to $10,000 24-Hour Accidental Death and Dismemberment Insurance
  • Additional $50,000 Common Carrier Accidental Death Insurance
  • Cash Back Member Rewards – $40/year
  • Health Savings Discounts on Vision and Prescription Services
  • Travel and Entertainment Discount Membership
  • $hopping RewardsTM

Learn more about these cost-saving benefits!

Account Requirements

  • $100 minimum deposit to open
  • $4.95 monthly maintenance fee
  • No minimum balance
  • Monthly maintenance fee waived with $5,000 daily minimum balance maintained in the account or with $50,000 daily minimum balance maintained in total deposits with First Mid

View our current rates or Contact Us for more information.

1Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion.
2Message and data rates may apply.
3Inactive Online Bill Pay accounts will be closed after 90 days.
4Subject to terms and approval.
5 Subject to availability.