Auto & Consumer Loans

Are you looking to finance a big ticket purchase, such as a new car or home computer? Or, do you have unexpected expenses to cover? When you need extra funds, we’re making it more convenient to apply for a consumer loan.

How Can I Apply for a Consumer Loan?

You can apply in person. 
At First Mid, any of our customer service representatives can help you with the loan process. You do not need to make an appointment, just stop by your nearest First Mid banking location and ask to apply for a loan.

You can apply online. 
First Mid is also making it easy for you to apply for a loan with a simple online application. After completing the online application, we will review your information and contact you.

Apply for a Consumer Loan

If you have any questions about your loan application, please contact our Consumer Loan Department.

First Mid Bank & Trust
Consumer Loan Department
P.O. Box 499
Mattoon, IL 61938
PHONE: 866-609-6204

Email Security Notice from First Mid: Emails are not a secure method of communication. If you choose to email us, do not include financial information or private personal information, which includes: Bank Account Information, Credit Card Information, Social Security Number, Driver’s License Number, Passport Information, Medical Records.

How can I set up automatic loan payments?

If you would like to set up an automatic loan payment, either from a First Mid deposit account or from an account at another financial institution, you can! Complete our Loan Payment EFT Authorization Form, sign it and either email or mail it back to us. It’s that simple!

Error Resolutions, Information and Written Requests

Written requests for resolution of billing errors or inaccurate loan servicing information on your consumer loan may be mailed to:

First Mid Bank & Trust
Billing Error Resolution/Loan Servicing
PO Box 499
Mattoon, IL 61938

Privacy Notice Please read our notice regarding the safe-keeping of your personal information.