Sometimes life can throw curveballs your way that could negatively impact you financially, such as a job loss, medical visits, or car/household repairs. To financially protect yourself from unexpected events, it is recommended that you save enough funds to cover three to six months’ worth of your living expenses. These ...
Life can throw you unexpected challenges, from job loss to family emergencies, illnesses, or accidents. While you can’t predict everything, taking proactive steps can help you preserve your financial stability and be prepared for the unexpected.
1. Build an Emergency Fund: Set aside a fixed amount each week or month. Learn ...
Building credit might seem intimidating at first, and the process can have added pressure when knowing the purchase of a home or vehicle relies on a solid credit background. While stress and worry are natural, we would like people to know that with the right steps, anyone, whether a high ...
Why are insurance rates rising and why can it be more challenging for renters and homebuyers to secure insurance coverage? In a tough market, insurers raise rates to match rising costs. They also become more selective about approving policies that present higher risks. Knowing these factors can help you make ...
A health savings account, or HSA, is a popular way to manage your healthcare costs, especially as insurance premiums continue to rise. Is an HSA right for you? It's difficult to say without knowing the details of your situation, but HSAs offer various features that should benefit almost anyone. If ...
When college students start heading back to school, it's the perfect time to start thinking about credit. Every financial decision someone makes, even in high school, can affect credit. That's why being informed is so important. The more knowledge someone has, the better chance they have of succeeding. Below is ...
Taking care of your physical health is extremely important, but it’s also beneficial to keep up with your financial fitness. Your financial fitness determines how much your financial status impacts your day-to-day life, how on track you are towards achieving your financial goals, and if you’re able to cover emergency ...
You likely have a good idea of what you want your retirement to look like. You may have even kicked around a few ideas about what you’re going to do with all that free time. But what are you doing now to prepare yourself financially for those idyllic golden years? ...
With the price of a college education in the U.S. consistently rising, it’s never been more important to start planning ahead. By getting an early start with a 529 College Savings Plan, you can help your child or grandchild prepare for rising tuition costs.
A 529 College Savings Plan is a ...
As you become more accomplished, your financial needs evolve – along with your ability to access a more sophisticated approach to investing. The Portfolio Select Unified Managed Account (UMA) platform, available exclusively to advisors affiliated with Raymond James, provides increased control and flexibility for building an investment strategy tailored to ...
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