Buying a home is a landmark decision — but what if you can’t afford a down payment? For some, coming up with the traditional 20% down payment necessary for buying a home can be a challenge based on numerous circumstances. However, low down payment mortgage options from First Mid can ...
At First Mid, we care about the financial success of all our customers — from students of all ages to those new to the workforce, from those with spouses and families to those who are nearing retirement. We are here to help customers in all walks and stages of life.
For ...
Saving for your next home’s mortgage loan can be a complicated undertaking. When it comes to payments, interest rates, taxes, and refunds — the math of it all starts to become a blur. Here are four tips our mortgage lenders recommend to help you get started.
Open a Separate Savings Account ...
When it comes to saving money, you might shop around before choosing an account where you want to deposit your money. When you do, ‘Interest Rate’ and ‘APY’ are words you will see and hear as you look at deposit products such as savings accounts, money markets, and certificates of ...
Ready to start your holiday spending? Follow these five simple tips to stay on track with your expenses:
Start with a list. Make a list of the people you want to purchase a gift for. Then, make a second list of your other planned holiday expenses — gas, hotel stays, ...
For many parents, the opportunity to pay for their children’s education means setting them up for success later in life. Among the myriad of savings options available, 529 savings plans offer a wide range of benefits that provide flexible ways for families to save. Ryan Mefford, a Financial Advisor at ...
When college students start heading back to school, it's the perfect time to start thinking about credit. Every financial decision someone makes, even in high school, can affect credit. That's why being informed is so important. The more knowledge someone has, the better chance they have of succeeding. Below is ...
Teaching kids about the value of money and saving at a young age can help them become financially responsible as they get older. If you're unsure of where to start, here are some simple ideas you can use now to incorporate money lessons into your child's everyday life.
Ready, Set, ...
The holiday season and the end of year will be here before you know it! If you’ve taken a couple detours that have prevented you from reaching your financial goals, fall is a great time to get yourself back on track.
Review Your Spending
Spent more than you should have this past ...
Whether you’re a freshman or senior in college, it’s important to build healthy financial habits early on before heading into the ‘real world.’ Here are some tips to keep in mind when it comes to managing your finances while in college.
Get in the Habit of Keeping a Budget
If you have ...
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