Deposit Rates

Rates current as of today’s date.

Certificates of Deposit

Type	Minimum Opening Deposit	Interest Rate	Annual Percentage Yield (APY*)
3 Months	$1,000	0.30%	0.30%
6 Months	$1,000	0.30%	0.30%
9 Months	$1,000	0.30%	0.30%
12 Months	$1,000	0.40%	0.40%
18 Months	$1,000	0.45%	0.45%
24 Months	$1,000	0.50%	0.50%
36 Months	$1,000	0.65%	0.65%
48 Months	$1,000	0.90%	0.90%
60 Months	$1,000	1.15%	1.15%

*A penalty may be imposed for early withdrawals.

 

Individual Retirement Accounts

Type	Minimum Opening Deposit	Interest Rate	Annual Percentage Yield (APY*)
12 Months	$500	0.40%	0.40%
18 Months	$500	0.45%	0.45%
24 Months	$500	0.50%	0.50%
36 Months	$500	0.65%	0.65%
48 Months	$500	0.90%	0.90%
60 Months	$500	1.15%	1.15%

*A penalty may be imposed for early withdrawal.

 

Checking & Savings Rates

Type	Minimum Opening Deposit	Interest Rate	Annual Percentage Yield (APY*)
Retail Savings	$100	0.05%	0.05%
Premier Checking / Classic Checking / Interest Checking: Daily Balances of
$0 - $2,500	$100	0.01%	0.01%
$2,500.01 - $10,000	$100	0.01%	0.01%
$10,000.01 or more	$100	0.01%	0.01%
Retail Money Market: Daily Balances of
$0 - $2,500	$1000	0.07%	0.07%
$2,500.01 - $10,000	$1000	0.07%	0.07%
$10,000.01 - $25,000	$1000	0.10%	0.10%
$25,000.01 or more	$1000	0.10%	0.10%
Retail Prime First: Daily Balances of
$0 - $15,000	$15,000	0.15%	0.15%
$15,000.01 - $50,000	$15,000	0.25%	0.25%
$50,000.01 - $100,000	$15,000	0.25%	0.25%
$100,000.01 or more	$15,000	0.25%	0.25%

*Fees could reduce the earnings on the accounts. The interest rate and APY may change after account opening.