Agency Finance Helpful Resources

First Mid Bank & Trust Agency Finance is a provider of financial solutions for the insurance industry. Over the years, our team has put together helpful articles to help you understand the lending process.

FREQUENTLY ASKED QUESTIONS ABOUT AGENCY FINANCE LOANS

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PREPARING FOR A BUSINESS LOAN WITH AGENCY FINANCE

LOAN AND COMMISSION COLLATERAL STRUCTURE DIAGRAM

HOW TO LIST YOUR INSURANCE AGENCY FOR SALE

KEY COMPONENTS OF A PURCHASE AGREEMENT

THE LOAN PROCESS

HOW MUCH CAN I BORROW

WHAT TO CONSIDER BEFORE AN ACQUISITION

GET YOUR HOUSE IN ORDER

HOW TO INCREASE YOUR CREDIT SCORE

QUESTIONS TO ASK OF YOUR SELLER

WHAT IMPACTS YOUR CREDIT SCORE

WHAT DETERMINES YOUR INTEREST RATE

PERPETUATION (N.): THE CONTINUATION, WITHOUT END

WHAT DO RISING INTEREST RATES MEAN FOR YOUR AGENCY’S GROWTH

HOW INSURANCE AGENTS ARE USING TECHNOLOGY

PERPETUATION DURING A PANDEMIC

ADAPTING TO CHANGE

IMPACT OF PROPOSED CAPITAL GAINS TAX ON YOU