• Personal Banking
    • Checking
      • Open an Account
      • Checking Overview
      • Premier Checking
      • Classic Checking
      • Interest Checking
      • Basic Checking
      • Basic Student Checking
      • StartNew Checking
      • Reorder Checks
      • Overdraft Protection
    • Savings
      • Open an Account
      • Retail / Smart
      • Seasonal
      • Kids’ First
      • Retail Money Market
      • Retail Prime First
      • IRAs
      • CD
      • Health Savings
    • Borrowing
      • Mortgages
      • Low Down Payment Mortgage Options
      • Home Equity
      • Auto & Consumer
    • Card Solutions
      • Debit Card
      • Card Controls
      • Credit Card
      • Mobile Wallet
      • Visa SRC
      • Gift/Special (Travel)
      • Lost or Stolen Card
    • Online Services
      • Online Banking & Bill Pay
      • Mobile Banking
      • Telephone Banking
      • Direct Deposit
      • eStatements
    • Resources
      • Blue & Gold News
      • Calculators
      • Consumer Alerts
      • COVID Information
      • Deposit Rates
      • FDIC Information
      • Fraud Information
      • Identity Theft Information
      • Online Education Center
      • Switch Kit
      • Wire Transfer Instructions
    • Travel
      • About First Mid Travel
      • Upcoming Trips
  • Commercial Banking
    • Checking
      • Checking Overview
      • Basic Business Checking
      • Comparison Chart
      • Business Partner Checking
      • Commercial Interest
      • Commercial Analysis
      • Community Spirit with Interest
      • Community Spirit
    • Savings
      • Savings Overview
      • Money Market
      • Business Prime First
      • Employer Health Savings Account
    • Lending
      • Commercial Lending
      • Small Business Administration – SBA Loans
      • Municipal Financing
      • Healthcare Financing
      • Ag Lending
      • Accounts Receivable Financing
      • Meet our Commercial Lenders
      • Meet our Ag Lenders
    • Specialty Lending
      • Agency Financing
    • Card Solutions
      • Business Debit & Credit Cards
    • Online & Mobile
      • Business Online Banking
      • Commercial Online Banking
      • Mobile Banking for Business
    • Treasury Management
      • Cash Management – Collecting Funds
      • Cash Management – Distributing Funds
      • Managing Funds
      • Remote Deposit
      • Lockbox Services
      • Business Fraud Protection
      • Merchant Services
      • Treasury Services Support
      • Meet our Treasury Management Representatives
    • Resources
      • Business Blog Articles
      • Calculators
      • Consumer Alerts
      • COVID Information
      • FDIC Information
      • Fraud Information
      • Identity Theft Information
      • Online Education Center
      • Switch Kit
      • Wire Transfer Instructions
  • Insurance
  • AG Services
  • Wealth Management
    • Trusts
      • About Trusts
      • Revocable Living Trusts
      • Charitable Trusts
      • Directed Trusts
      • Life Insurance Trusts
      • Special Needs Trusts
      • Estate Administration
      • Meet our Trust Representatives
    • Farm Services
      • Farmland Sales & Auctions
      • Farm Management
      • Real Estate Appraisals
    • Investment Services
      • About Investment Services
      • Charitable Investments
      • Education Planning
      • Asset Management
      • Model Portfolios
      • Financial Planning
      • Meet our Financial Advisors
    • Retirement Planning
      • Personal Retirement Planning
      • Employer Retirement Services
    • Learn More
      • About First Mid Wealth Management
      • Financial Advisor Opportunities
      • Personal Document Locator
      • Scholarship Applications
      • WebLink 3.0 User Guide
      • Trust Services Login
  • About First Mid
    • About First Mid
    • Contact Us
    • Locations
    • Careers
    • Investor Relations
    • News & Media
      • Press Releases
      • Consumer Alerts
      • Blog Articles
      • Holiday Hours
      • Social Media
  • Contact First Mid
Log in to Online Banking
Personal Business
Personal Banking Login

Register for Personal Online Banking
Forgot Password?
Business Banking Login
  • CHOOSE ANOTHER LOGIN
    • International Customer Online Banking
    • ACH Fraud Filter
    • Lock Box Express
    • RemitPlus Express
    • Credit Card Account
    • Loan Servicing Center
    • Brokerage Account Login
    • HSA Consumer Portal
    • HSA Employer Portal
    • eClub Checking Benefits
    • Trust Services
  • Personal Banking
  • Commercial Banking
  • Insurance
  • AG Services
  • Wealth Management
  • About First Mid
  • Checking
    • Open an Account
    • Checking Overview
    • Premier Checking
    • Classic Checking
    • Interest Checking
    • Basic Checking
    • Basic Student Checking
    • StartNew Checking
    • Reorder Checks
    • Overdraft Protection
  • Savings
    • Open an Account
    • Retail / Smart
    • Seasonal
    • Kids’ First
    • Retail Money Market
    • Retail Prime First
    • IRAs
    • CD
    • Health Savings
  • Borrowing
    • Mortgages
    • Low Down Payment Mortgage Options
    • Home Equity
    • Auto & Consumer
  • Card Solutions
    • Debit Card
    • Card Controls
    • Credit Card
    • Mobile Wallet
    • Visa SRC
    • Gift/Special (Travel)
    • Lost or Stolen Card
  • Online Services
    • Online Banking & Bill Pay
    • Mobile Banking
    • Telephone Banking
    • Direct Deposit
    • eStatements
  • Resources
    • Blue & Gold News
    • Calculators
    • Consumer Alerts
    • COVID Information
    • Deposit Rates
    • FDIC Information
    • Fraud Information
    • Identity Theft Information
    • Online Education Center
    • Switch Kit
    • Wire Transfer Instructions
  • Travel
    • First Mid Travel
    • Upcoming Trips
  • Checking
    • Checking Overview
    • Comparison Chart
    • Basic Business Checking
    • Business Partner Checking
    • Commercial Interest
    • Commercial Analysis
    • Community Spirit
    • Community Spirit with Interest
  • Savings
    • Savings Overview
    • Money Market
    • Business Prime First
    • Employer Health Savings Account
  • Lending
    • Commercial Lending
    • Small Business Administration – SBA Loans
    • Municipal Financing
    • Healthcare Financing
    • Ag Lending
    • Accounts Receivable Financing
    • Meet our Commercial Lenders
    • Meet our Ag Lenders
  • Specialty Lending
    • Agency Financing
  • Card Solutions
    • Business Debit & Credit Cards
  • Online & Mobile
    • Business Online Banking
    • Commercial Online Banking
    • Mobile Banking for Business
  • Treasury Management
    • Cash Management – Collecting Funds
    • Cash Management – Distributing Funds
    • Managing Funds
    • Remote Deposit
    • Lockbox Services
    • Business Fraud Protection
    • Merchant Services
    • Treasury Services Support
    • Meet our Treasury Management Representatives
  • Resources
    • Business Blog Articles
    • Calculators
    • Consumer Alerts
    • COVID Information
    • FDIC Information
    • Fraud Information
    • Identity Theft Information
    • Online Education Center
    • Switch Kit
    • Wire Transfer Instructions
  • Trusts
    • About Trusts
    • Revocable Living Trusts
    • Charitable Trusts
    • Directed Trusts
    • Life Insurance Trusts
    • Special Needs Trusts
    • Estate Administration
    • Meet our Trust Representatives
  • Farm Services
    • Farmland Sales & Auctions
    • Farm Management
    • Real Estate Appraisals
  • Investment Services
    • About Investment Services
    • Charitable Investments
    • Education Planning
    • Asset Management
    • Model Portfolios
    • Financial Planning
    • Meet our Financial Advisors
  • Retirement Planning
    • Personal Retirement Planning
    • Employer Retirement Services
  • Learn More
    • About First Mid Wealth Management
    • Financial Advisor Opportunities
    • Personal Document Locator
    • Scholarship Applications
    • WebLink 3.0 User Guide
    • Trust Services Login
  • About
    • Contact Us
    • Locations
    • Careers
    • Investor Relations
    • About First Mid
  • News & Media
    • Press Releases
    • Consumer Alerts
    • Blog Articles
    • Holiday Hours
    • Social Media

Agency Finance Helpful Resources

First Mid Bank & Trust Agency Finance is a provider of financial solutions for the insurance industry. Over the years, our team has put together helpful articles to help you understand the lending process.

FREQUENTLY ASKED QUESTIONS ABOUT AGENCY FINANCE LOANS

coffee shop small business

PREPARING FOR A BUSINESS LOAN WITH AGENCY FINANCE

LOAN AND COMMISSION COLLATERAL STRUCTURE DIAGRAM

HOW TO LIST YOUR INSURANCE AGENCY FOR SALE

KEY COMPONENTS OF A PURCHASE AGREEMENT

THE LOAN PROCESS

HOW MUCH CAN I BORROW

WHAT TO CONSIDER BEFORE AN ACQUISITION

GET YOUR HOUSE IN ORDER

HOW TO INCREASE YOUR CREDIT SCORE

QUESTIONS TO ASK OF YOUR SELLER

WHAT IMPACTS YOUR CREDIT SCORE

WHAT DETERMINES YOUR INTEREST RATE

PERPETUATION (N.): THE CONTINUATION, WITHOUT END

WHAT DO RISING INTEREST RATES MEAN FOR YOUR AGENCY’S GROWTH

HOW INSURANCE AGENTS ARE USING TECHNOLOGY

PERPETUATION DURING A PANDEMIC

ADAPTING TO CHANGE

IMPACT OF PROPOSED CAPITAL GAINS TAX ON YOU

  • Agency Finance
  • Contact Agency Finance
  • Get a Quote
  • Meet Our Team: Agency Finance
  • The Loan Process
  • Insurance FAQs
  • Agency Finance Helpful Resources
  • Contact Us
  • Locations
  • Careers
  • Privacy Policy
  • Terms and Conditions
© 2022 First Mid Bancshares, Inc. · 2022

Routing # 071102076 NMLS # 411170