Personal Checking and Savings

Most account numbers will remain the same, but some will change. You will receive a separate personal notification with your new account number if it changes. 

Unless you have been notified by letter with specific instructions that your account number will change, you may continue to use your Blackhawk Bank checks through October 31, 2024. As you need to re-order checks, visit your local First Mid banking center or call the Customer Support Center at 877-888-5629. 

If you are notified that your account number is changing, you will receive a complimentary supply of checks with your new account information. 

ACTION > If you currently order checks from a vendor other than Harland Clarke, you will need to provide them with your account number and First Mid’s routing number.  Your local banking center can assist you with this.

First Mid’s Routing Number is: 071102076

Yes. First Mid’s checking accounts come with many free features such as a Visa® debit card, Online Banking, Online Bill Pay with Zelle®, and Mobile Banking with Mobile Deposits. 

The table below shows how your current account will migrate to a First Mid product. This information may also be viewed on page 5 of the Customer Welcome Guide.

To view Personal Checking account conversion information in Spanish, click here. First Mid Bank & Trust, NA no proporciona solicitudes de cuenta, divulgaciones, estados de cuenta ni ningún otro documento de cuenta en ningún idioma que no sea el inglés.

Most account numbers will remain the same, but a few will change. You will receive a separate personal notification with your new account number if it changes. 

Coverage by the FDIC will remain in effect for your funds on deposit as per current Federal guidelines. Presently, each depositor is insured to at least $250,000, an amount that may be higher based on multiple account ownership categories. You can determine your FDIC coverage by using the FDIC’s helpful online tool at www.fdic.gov/edie/.

Your current interest rate is guaranteed to maturity on your Certificate of Deposit account.

• If interest is currently posted to your CD and/or IRA, this will continue. 
• If interest currently transfers to a Blackhawk Bank deposit account, this will continue to your First Mid account.
• If interest currently transfers to another financial institution, this process will remain the same.
• If interest is currently received by check, this will continue. Interest in the amount of $5.00 or less will be credited to the account instead of issuing a check. Interest payments on CDs may be withdrawn from the balance without penalty.

If you would like to make any changes to how your interest payment is distributed, please contact your local First Mid banking center after December 4, 2023.

First Mid will become the new custodian of all IRA plans as of the close of business on December 1, 2023.  These plans include Traditional, Roth, SEP, Beneficiary, and Educational IRAs.  If you have questions regarding your IRA plan, please contact your local banking center.

Tax Reporting for your IRA: For 2023, you will receive tax forms as required by the IRS from First Mid.

Required Minimum Distributions:  If you need to take a Required Minimum Distribution (RMD), please remember you must do so prior to December 31, 2023.  For 2023, you will not receive any additional reminders from either Blackhawk Bank or First Mid for RMD. 

If you currently have an automatic distribution set up, these will continue.  If you wish to set up an automatic distribution of your RMD, please visit any First Mid banking center. 

The table below shows how your current account will migrate to a First Mid product. This information may also be viewed on page 6 of the Customer Welcome Guide.

To view Personal Savings and Money Market account conversion information in Spanish, click here. First Mid Bank & Trust, NA no proporciona solicitudes de cuenta, divulgaciones, estados de cuenta ni ningún otro documento de cuenta en ningún idioma que no sea el inglés.