Archive: Blog Articles

Ag Lending with Farmers in Mind

How often do you think about the food on the table? Not just how tasty it is, but the work that truly goes into producing your favorite meal. Spoiler alert! It takes the hard work and dedication of a team of people ranging from the tireless farmer to the expert ...read more

Medicare Insurance Options Seminars 2019

If you need help understanding your Medicare Options, join us at one of our upcoming Medicare Options Seminars. First Mid Insurance Group will be hosting seminars and open houses beginning in October and continuing through December in the following communities: This is an opportunity to receive the important information to help ...read more

Fall Back Into Financial Success

The holiday season and the end of year will be here before you know it! If you’ve taken a couple detours that have prevented you from reaching your financial goals, fall is a great time to get yourself back on track. Review Your Spending Spent more than you should have this past ...read more

College 101: Building Healthy Financial Habits

Whether you’re a freshman or senior in college, it’s important to build healthy financial habits early on before heading into the ‘real world.’ Here are some tips to keep in mind when it comes to managing your finances while in college. Get in the Habit of Keeping a Budget If you have ...read more

Settle into a Home with Less Than 20% Down

If you’re ready to take the big step in buying a home, but haven’t saved enough for the traditional 20% down payment, there are mortgage options that may be right for you. First Mid offers several mortgage financing products that could get you into a home with less of a ...read more

Sweetening the Commercial Lending Process

Your dream flower shop, that unexpected expense to replace old machinery, or a much-needed expansion for your thriving accounting firm. No matter the business or the reason, you need access to hassle-free lending options. The loan pre-approval, negotiation, and final approval process can be tricky to navigate, so let’s discuss ...read more

Teach Children to Save

We have several tips from the American Bankers Association on how to teach children to save. Learning how to manage personal finances at a young age will make a difference for many years to come! Money Does Grow, But Not On Trees Have you ever heard the phrase "Money doesn't grow on ...read more

Retirement Planning… have you started?

First comes love, then comes marriage, then comes…err…retirement planning? You realize this after discovering that education and career goals only begin the stress of properly planning your retirement. Think of it this way: your future self is counting on you to take care of business now to make sure you ...read more

Public Financing through First Mid

Getting a loan for a new car is a pretty straight-forward process. But what if you’re with a unit of local government that needs to finance a fire truck or other equipment? That’s a specialized form of commercial lending, and it’s not always simple. Public entities obtain financing via unique methods, ...read more

7 Tips to Prevent Tax ID Fraud

As the 2019 tax season gets underway, the American Bankers Association is urging all bank customers to take extra precaution when filing their return to prevent their exposure to tax fraud. “Fraudsters are using very clever tactics to get a hold of your personal information and submit false tax claims,” said ...read more