Archive: Blog Articles

What is a Mortgage Trigger Lead and How Can I Opt Out?

Our Mortgage Lenders frequently assist customers with various inquiries and scenarios, including the common concern about receiving numerous mortgage offers from other companies. If this has happened to you, you're not alone. These offers arrive through mail, phone calls, and emails, often overwhelming recipients shortly after completing an application. Because it ...read more

Building Credit for All Ages 

Building credit might seem intimidating at first, and the process can have added pressure when knowing the purchase of a home or vehicle relies on a solid credit background. While stress and worry are natural, we would like people to know that with the right steps, anyone, whether a high ...read more

Fraud Education: HELOC Fraud

Do you have a home equity line of credit (HELOC) account? If so, it’s imperative that you check the account often to guard against fraud. Scammers can gain access and potentially drain thousands of dollars quickly by stealing identities and fooling lenders. There has been a significant increase in HELOC-related ...read more

Volunteer Spotlight-Karen Dickson

First Mid is honored to recognize Karen Dickson, Community Development Officer, as our Volunteer Spotlight for September 2024. Karen is committed to supporting local community organizations through volunteerism, consistently demonstrating our core values. What causes are you passionate about supporting through volunteerism? I am most passionate about supporting causes that focus ...read more

Rising Insurance Rates: Impact on Renters and Homeowners (Part 2 of 3)

Why are insurance rates rising and why can it be more challenging for renters and homebuyers to secure insurance coverage? In a tough market, insurers raise rates to match rising costs. They also become more selective about approving policies that present higher risks. Knowing these factors can help you make ...read more

Is a Health Savings Account Right for You?

A health savings account, or HSA, is a popular way to manage your healthcare costs, especially as insurance premiums continue to rise. Is an HSA right for you? It's difficult to say without knowing the details of your situation, but HSAs offer various features that should benefit almost anyone. If ...read more

Data Breach Survival Guide: Essential Actions to Protect Your Information

It’s easy to become desensitized to national and international headlines of data breaches when we’ve seen one breach story closely trailing another for years. However, it’s crucial not to let this steady stream of storylines lull you into a false sense of security. Rather than dismissing the latest breach as ...read more

4 First-Time Homebuyer Tips

Buying your first home is a big step and a major milestone in your life. It can be exciting but also a bit overwhelming. To make the process smoother and less stressful, here are four first-time homebuyer tips to help get you started. Tip #1: Build Your CreditYour credit score is ...read more

Rising Insurance Rates (Part 1 of 3)

You're not alone if you’re wondering why your insurance rates are rising. Many people are noticing an increase in their premiums and are curious about the reasons behind this trend. Let’s explore the key factors behind the increase in insurance costs and discover tips on managing your expenses more effectively. Factors ...read more