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  • Lincolnshire, IL
    01/16/2019
    This is an Allstate agency with 80% retention rate. The agency qualifies for enhanced commissions.

  • Riverside, CA
    03/25/2019
    This is an independent agency that has been in business for 10 years.

  • Madisonville, TN
    5/02/2019
    This is a 27 year old agency selling primarily non-standard auto. 

  • Brodheadsville, PA
    6/26/2019
    This Allstate agency has been in business for over 20 years. 

  • McKees Rocks, PA
    06/27/2019
    This Allstate agency has been in business for 13 years and has two locations. The combined retention is 92.92%. Owner is willing to sell only one location if necessary.

  • Bronx, NY
    06/27/2019
    This Allstate agency has all new updated computers and phone system. The agency has been in business for over 20 years.

  • Richmond Hill, NY
    06/27/2019
    This is a well established Allstate agency for sale.

  • Brooklyn, NY
    06/27/2019
    This is an Allstate agency with excellent retention and low loss ratio.

  • Lake Wales, FL
    06/27/2019
    This is an Allstate agency. The owner is looking to sell and hold a partial note.

  • Bluffs, FL
    06/27/2019
    This is a well established Allstate agency with only 2 owners in the last 30 years.

  • Las Vegas, NV
    06/27/2019
    This is a well run Allstate agency with a high retention rate. The agency will qualify for ECP.

  • Arlington, TX
    06/27/2019
    This Allstate agency is turnkey and located in a great area. $3.51M premium, over 2,700 policies, 88.38% retention rate with a 40.8% loss ratio.

  • Brainerd, MN
    06/27/2019
    This is an Allstate agency.

  • Decatur, IN
    06/27/2019
    This is a turnkey Allstate agency. The book qualifies for the Enhanced Compensation Program.

  • Palos Heights, IL
    06/28/2019
    This is a 2019 National Conference winning agency.

  • Park Ridge, IL
    06/28/2019
    This is a well established Allstate agency for sale with $1.725M in premium. Retention rate is 92.8% and loss ratio is 28.6%. The agent is retiring. The supporting staff currently running the office are willing to stay.

  • Hagerstown, MD
    07/01/2019
    This Allstate agency has three licensed staff members and one unlicensed staff member. The office is in a wonderful location. The agency has a 91% retention rate and a 42% loss ratio.

  • Spring Hill, FL
    07/24/2019
    This Allstate agency has been at the same main street location for 32 years. It has an 88% retention rate with a 48% loss ratio. The agency has qualified for bonus over the last two years.

  • Topeka, KS
    07/24/2019
    This is an Allstate agency with an owner planning on retiring in 2020.

  • Seaford, NY
    07/24/2019
    This Allstate agency has been in business since 1979. The office space has been newly renovated and it is located on a main street.

  • Manassas, VA
    08/01/2019
    This is an Allstate agency located in a heavy traffic area.

  • Carmel, IN
    08/12/2019
    This is a 12 year old Allstate agency. Agency is located on a main road in Carmel and has a low overhead and a well established in house marketing program. Retention is 90% and current sales close rate is near 40%.

  • Bloomfield, CT
    08/13/2019
    This is a growing Allstate agency with 1.6M in premium and 2 well trained staff members.

  • North Chesterfield, VA
    08/13/2019
    This is a 40+ year Allstate agency. Over 1500 households with a 90.77% retention rate. Over $3.2M in yearly premium plus some brokerage accounts. High customer satisfaction scores.

  • Plano, TX
    10/01/2019
    This Allstate agency will be on the ECP contract for 36 months.

  • Gulfport, MS
    10/04/2019
    This is an established award winning Allstate agency of 19 years for sale. The sale price is for the book of business only, a brokered business is also available for an additional fee. The current office manager is willing to stay, all office equipment stays as well. The buyer will be eligible for enhanced premium.

  • Marysville, OH
    10/09/2019
    This Allstate agency was started back in 1996. The annual premiums are 1.8 million and approx. 1800 policies. Retention is 90%. This is a turn key agency, all agency furniture and equipment is included.

  • West Lafayette, IN
    10/08/2019
    This 35 year old Allstate agency has a strong relationship with the community in West Lafayette. The agency has high visibility in the community. The agency has maintained a customer retention of around 90%. There are lots of opportunity to cross sell financial and life products. With steady customer activity, the agency portfolio holds approximately $2.2M in earned premium. The agency is located on a heavy trafficked area and the agency provides a welcoming environment for customers.

  • Studio City, CA
    10/08/2019
    This is an Allstate agency.

  • New Castle, IN
    10/10/2019
    This is a 32 year Allstate agency with a high retention rate.

  • Shreveport, LA
    10/10/2019
    This is a 14 year old Allstate agency located in a great area.

  • Longmont, CO
    10/14/2019
    This is a scratch Allstate agency that was started in 2000. P&C retention is 92%, life retention is 98% and the loss ratio is 38%. The agency has achieved Honor Ring, National Conference and Leaders Forum. Agent wants to retire in 2020.

  • Astoria, NY
    10/14/2019
    This is an Allstate agency.

  • Plant City, FL
    10/22/2019
    This Allstate agency has been in business for 34 years.

  • Lake Worth, FL
    10/28/2019
    This agency has been in business for over 20 years and has a solid client base in personal and commercial.

  • Tallman, NY
    11/04/2019
    This is a well established Allstate agency. Retention rate is at 92.41% with a loss ratio of 45%. This agency has achieved several awards including 2019 Premier Agency Honor Ring and National Conference.

  • Bothell, WA
    11/06/2019
    This is an Allstate agency. The location is great, right next to the freeway with great signage. There is 40' of floor to ceiling windows, separate agent office, lunch station, and plenty of office furniture.

  • Niagara Falls, NY
    11/07/2019
    This Allstate agency was established in 1979.

  • Fayetteville, AR
    11/19/2019
    This is an Allstate agency for sale. The agency has been included in the Honor Ring twice, the Inner Circle, and the Circle of Champions.

  • Greensburg, IN
    11/19/2019
    This is an Allstate agency for sale. There is also a commercial building with real estate and tenant income available for purchase separately as well. The seller is willing to finance part of the sale.

  • Rochester, NY
    11/25/2019
    This is an Allstate agency for sale. The agency has been in the area for 30 years and the owner is looking to retire.

  • Allen, TX
    11/25/2019
    This is an Allstate agency for sale. The agent is looking to retire after 20 years with Allstate.

  • Noblesville, IN
    12/04/2019
    This is an established Allstate agency with a loyal customer base and plenty of capacity to increase volume. The agency has low overhead and great cash flow. There are staff members willing to staff during the transition period.

  • Mayfield Heights, OH
    12/07/2019
    This is an Allstate agency for sale. The owner is looking to retire after 40 years with Allstate. The book of business has a 91% retention rate and a 30% loss ratio. The office is recently renovated.

  • Greeneville, TN
    12/26/2019
    This is an Independent agency for sale. The owner is looking to retire.

  • Aiea, HI
    01/16/2020
    This is a well established agency that has had the same location for over 10 years. The agency has a solid financial base with lots of opportunity to grow with steady cash flow.

  • Indianapolis, IN
    02/08/2020
    This is a well established Allstate agency with approximately $2.9 M in earned premium. The retention rate is over 89%; staff, equipment and marketing processes are in place. Agent is retiring and will finance a portion of the sale. The agent will stay on if desired during transition to train purchasing agent.

  • Fort Myers, FL
    02/12/2020
    This is a below market value Allstate book ready to transition.

  • Brooklyn, NY
    02/24/2020
    This is an Allstate agency.

  • Asheville, NC
    02/24/2020
    This is a below market value Allstate agency ready to sell.

  • Arlington, TX
    02/24/2020
    This is an Allstate agency.

  • Frisco, TX
    08/18/2020
    This Allstate agency is located in a fast growing area. The agency has over 750 policies with low expenses.

  • Marysville, OH
    08/18/2020
    This scratch Allstate agency was started in 1996. The agency has a clean book of businesses located in the fastest growing zip code in Ohio. This community is growing quickly yet it still has the small town feel.

  • Caldwell, ID
    11/03/2020
    This is a four year old Allstate agency. The owner is open to negotiating the asking price of the agency.

  • Olean, NY
    11/03/2020
    This is an Allstate agency for sale.

  • Beaumont, TX
    12/02/2020
    This is an Allstate agency for sale.

  • Las Vegas, NV
    12/02/2020
    Great book of Allstate business with 99% P&C products. Low overhead and excellent cross sales opportunities.

  • Lawrenceville, GA
    12/02/2020
    Agency working in the federal, individual, and group markets over 25 years with custom system to facilitate premium collection and remittance. Currently remit to over 45 carriers. Incredible potential for agency growth.

  • Alexandria, VA
    12/20/2020
    Allstate Agency with over 800+ policies in force. Retention over 82%. Great location. Two agencies in one location, both for sale. Can purchase both and merge together.

  • Simpsonville, SC
    12/20/2020
    New ECP Allstate Agency in a great, growing community. Newer office building with an elegant brick front. Furniture package with beautiful interior design can be included and is an unbeatable deal for the excellent quality. It's absolutely turnkey!

  • Queens, NY
    12/20/2020
    Allstate agency

  • Atlanta, GA
    01/11/2021
    Allstate agency. Great location in Atlanta on busy Peachtree Street. Growing area with condos.

  • Seattle, WA
    02/15/2021
    1100 sqft Allstate agency is turn key with 1 PT and 1 FT staff. Current office set up can hold up to 6 producers with equipment to support that. Has full bath, kitchenette, frig and storage room. Current lease through October. Looking to help onboard for first month if interested. Can purchase book separately if desired.

  • Hanover Park, IL
    2/15/2021
    Allstate Exclusive Agency started in 2014.  572 policies in force; $816,000 premium. No employee.  Furnished with rent at $950/month, no CAM.

  • Davidson, NC
    03/19/2021
    Preferred auto and homeowner customer base of much higher quality than typical Allstate agency. Great retention and customer satisfaction. Experienced high quality staff available. Great location in Davidson

  • Gambrills, MD
    03/19/2021
    Successful and respected Farmers Insurance Agency in high traffic area of Gambrills, MD

  • Missoula, MT
    04/14/2021
    Allstate agency in Missoula MT. This agency has been in the Missoula area since 1963. $2million in premium, 87% retention and 32% loss ratio.

  • New York, NY
    04/21/2021
    Well established Allstate Agency in business since 1986.

  • Palos Heights, IL
    04/27/2021
    Allstate agency. Full furniture with desks, four desktops, additional three laptops ready to move. Three LSP if needed.

  • Middletown, CT
    05/24/2021
    Established Allstate agency with 34 years presence in the community. Strong retention, multi-category bundling and low loss ratios. Assumable lease with <18 months remaining. Furniture and equipment for consideration. Motivated seller!

  • Waterford, CT
    05/24/2021
    Qualifies for stand along or purchase and merge! Consider this gem which includes robust brokered book, 89% retention, low loss ratios, 56% bundling. Appointments in CT and RI. Lease assumption not required. Furniture and equipment included. Seller financing available.

  • Kannapolis, NC
    06/30/2021
    ECP eligible agency = bonus revenue up to 42 months plus lease flexibility! Furniture and equipment included. Motivated seller who is ready, willing, and able to assist with the transition. Appointments in NC and SC.

  • Norwich, CT
    06/30/2021
    Established agency for sale with 88% retention, low loss ratios, and 50% multi-category bundling. Robust brokered book included. Strong EFS partnership with ALR goals consistently exceeded. Seller is retiring and willing to assist with the transition, two full-time experienced sales associates. Lease assumption not required, furniture and equipment included.

  • Brookfield, WI
    07/22/2021
    Enhanced Commission Program = Bonus Revenue up to 48 months! $600k in Earned Premium, gross revenue in 2020 over $280k. 85% retention and 70% multi-category bundling. Current rent is $2500/month for ~1600 sq ft, lease expires 08/23. The agency is not currently on IS. Motivated seller who is willing to assist with transition.

  • Pasadena, CA
    09/07/2021
    PRICED BELOW TPP VALUE! Established Allstate agency for sale with 600 households, predominately preferred/standard auto. Seller willing to assist with transition plus one full time, experienced sales associate. Lease assumption not required. Seller financing available. Motivated seller. Additional consideration given to cash buyers.

  • Hope Mills, NC
    09/07/2021
    Established 36 year PRO agency. 84% retention, low loss ratios. Assumable lease in prime location next to DMV, current rent is $1876/month for ~1400 sq ft. Open floor plan with customer lobby and private office, multiple workstations with room for growth. Furniture and equipment included. Seller willing to assist with transition. One full time, experienced sales associate who holds P&C and L&H licenses. Some seller financing may be available.

  • Tallman, NY
    09/07/2021
    Turnkey Allstate agency within a short distance to the Tappan Zee bridge! Exceptional 91% retention with stable loss ratios: 36% (12 month); 38% (24 month) and superb 64% multi-category bundle performance. Three full-time, experienced sales associates and a seller willing to assist with the transition. The lease can be assumed if desired with <2 yrs remaining, furniture and equipment included. Some seller financing is available.

  • Rossville, CA
    10/19/2021
    This agency was established in 2007 as a Farmers Insurance Agency. In 2018 Farmers forced the sell of their book. I am selling the remaining outside book of commercial business. Retention is 90% and and all of the business in the book has been with me long term.

  • Windham, NH
    10/19/2021
    The agency has a stable retention and a lot of cross-sell opportunity to grow the agency. Book is 2.8M ( 2.1M and 700K Ivantage) mixed with Allstate and brokered business. Personal and Commercial lines and Life insurance. Assumable lease until 2024. Agency has one full-time bilingual staff and the agent. Furniture and equipment negotiable. Same business phone for the last 20 years good for repeat business. Office space is about 1,3oo sq ft with an open-floor plan and a private office for the agent. 2021 ALR goals already achieved for the year.

  • Atlanta, GA
    02/07/2022
    A well-established Allstate Agency with retention in the 90’s and loss ratio of 36% is available for sale in Atlanta, GA. This agency has been in the same location for more than 40 years and has built a loyal customer base with room for growth. The written premium is $4.3 Million consisting of primarily standard business over 95%. Also available is another book with $3 Million in written premium and can be consolidated subject to Allstate approval. The office is available for rent or purchase as a separate transaction. Connect if you are a serious buyer. Individuals with Allstate pre-approval will be preferred. Bundle over 65%. Numerous bonus opportunities.

  • San Diego, CA
    02/07/2022
    15 year, established elite agency in a vibrant neighborhood of San Diego. Allstate agency plus brokered book (~$300,000 premium) with total 12MM loss ratio of 53.24%.

  • Davidson, NC
    02/07/2022
    ECP agency for sale in Davidson NC. The current book is at 1.25 million. Monthly rent is only $1200 and you will have the ability to write business in NC and SC. This is one of the few ECP books left of this size.

  • Las Vegas, NV
    02/07/2022
    Beautiful turn key Allstate agency, fully furnished 1,100 sq feet unit. 5 desks, 4 computers with dual monitors. Located in North Las Vegas, Aliante area.

  • Oak Forest, IL
    02/21/2022
    Well established 20+ year old agency. Great location in South Suburbs of Chicago. Award winning agency (Circle of Champions and Honor Ring).

  • Tinley Park, IL
    02/28/2022
    Well established agency in the heart of Tinley Park Illinois. Great location and exposure with a 900 square foot store-front office. Plenty of growth opportunity with a nationally recognized insurance company. 885 policies in force with a very low maintenance customer base. $1.3M Earned Premium and a retention rate of 88%. 1 experienced full-time, licensed sales professional / office manager. Great opportunity for an existing agent to merge or create a satellite location.

  • East Sandy, UT
    03/22/2022
    Turnkey agency in East Sandy, great retention, strong qualities, tenured staff, pacing for bonus, agent since 1979,

  • Littleton, CO
    2/28/22
    Being bigger can be better. This agency continually obtains the highest retention number in the industry, 93.94%. The agency has been established since in 2003. This offering is very rare. The staff has a combined knowledge of over 60 plus years. The beautiful contemporary office is an awesome location in a super part of town, it just does not get any better. There is a five-year lease with a 5-year option. There is NO agency in Colorado that can compare. All potential buyers will need to execute NDA and show proof of funds and a letter of financing approval. The business is nothing short of amazing and is already pre-negotiated to sell at a 3.5 multiple. Serious Buyers only.

  • Hartford, CT
    03/02/2022
    Established Allstate agency with 20 years community participation.

  • Lake Forest, IL
    03/02/2022
    Have two full time employees, one that is interested in staying with the business and has over 21 years with Allstate. The office is in an excellent location in downtown Lake Forest with an above average account premium size and low loss ratio. Office has room for five -six staff. Owner decided to retire. Office has been in existence for over 25 years. With Allstate selling the life insurance companies there is now access to two great life companies with great commissions and better rates and product offerings. Rent is about $1,800 a month and covers heat, electric and water. Located adjacent to two great restaurants and a CVS.

  • Chicago, IL
    03/08/2022
    Tenured PRO agency in the desirable high income Lakeview area. Appointments in IL, IN and WI. Superb 91% retention, 54% bundling, low loss ratios. Brand new 900 sq ft office w/high visibility and amenities, lease expires 2024, current rent is $1400/month. Furniture and equipment included. One LSP plus one seasoned CSR.

  • Mt Pleasant, SC
    03/08/2022
    Turnkey Allstate agency just waiting for you! Includes robust brokered book. Excellent 89% retention, low loss ratios, 61% bundling. Three seasoned sales professionals, seller willing to assist with transition. Assumable lease expires Jan 2023, 1200 sq ft office suite in the heart of Mt. Pleasant. Furniture and equipment included. Seller financing available.

  • S Windsor, CT
    03/08/2022
    Turnkey Allstate PRO agency that was bonus eligible for 2020 and 2021. Includes 600k brokered book, 88% retention, low loss ratios and 53% bundling. Appointments for CT and RI. 3 licensed sales professionals plus seller willing to assist with transition. Lease assumption not required, furniture and equipment included.

  • Lafayette Hill, PA
    06/22/2022
    Allstate agency for sale, Auto home life.

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First Mid Bank & Trust provides its “Agencies for Sale” service as a convenience only. First Mid Bank & Trust has no control over and does not guarantee the ownership, finances, operations or other characteristics of any agency offered for sale on the service or the truth or accuracy of any information provided by buyers and sellers on the service including the ability of sellers to sell an agency; the ability of buyers to buy an agency; or that a buyer or seller will actually complete a transaction. First Mid Bank & Trust is not a registered broker-dealer and does not give investment advice. No investor should base their investment decisions upon any act or omission of First Mid Bank & Trust. First Mid Bank & Trust makes no representations or warranties, and none may be relied upon. The purchase and sale of any securities must be made solely with the assistance of a registered broker-dealer and/or investment advisor. The information contained on the First Mid Bank & Trust site is not guaranteed to be accurate and should not be considered all-inclusive. All company material has been approved by the company. First Mid Bank & Trust is not an analyst and investing in agencies such as the ones listed within are for high risk tolerant individuals only and not the general public. Whether you are an experienced investor or not you should always consult with a broker before purchasing an agency on this website.

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Should you respond with information including feedback or data such as questions, comments, suggestions, or the like regarding the content of this website, such information will be deemed to be non-confidential. We will have no obligation of any kind with respect to such information and will be free to reproduce, use, disclose, and distribute the information to others without limitation. We will be free to use any ideas, concepts, know-how, or techniques contained in such information for any purpose whatsoever including but not limited to developing, manufacturing, and marketing products incorporating such information.

Interactive Areas

We offer the opportunity for you to contribute Agency for Sale advertisements, comments, questions, and other communications to or from the website (the “User Content”) in the Agency for Sale listings (“Listings”) that may be offered from time to time and may be operated by First Mid Bank & Trust or by a third party. Individual Listings may not be immediately available after posting. You agree that we may take down Listings at any time.
We provide Listings and interactive forums for the convenience of First Mid Bank & Trust, staff, and certain other authorized individuals. These areas are merely provided as a forum for enabling participants to exchange information about agency sales. First Mid Bank & Trust does not exert editorial control over information or materials posted by third parties in these areas or in materials that are emailed by third parties using email discussion lists. First Mid Bank & Trust is not responsible for monitoring any materials posted by any third party or for verifying that such information or materials are accurate, timely, reliable, suitable, complete, non-infringing, or free from technical defects. These limitations of warranties and liability apply to all email discussion lists and interactive forums.
We are not liable for any harm caused by the transmission, via the use of a list, of a computer virus, or other computer code or programming device affecting your software, hardware, data, or property.
You are solely responsibility for the content of any emails that you post to the lists or content that you post in the Listings and interactive forums and you agree to indemnify and hold First Mid Bank & Trust, its affiliates, officers, and employees harmless from any claim, demand, or expense (including attorneys\’ fees) due to or arising out of your use of the Listings or interactive forum or any information or materials provided on such Listing or interactive forum.

You will not (nor cause any third party to) use the Service to perform any illegal activities (including without limitation defaming, abusing, harassing, stalking, threatening, or otherwise violating the legal rights (such as rights of privacy) of others or immoral activities or any of the following types of activities, without limitation:

  • transmitting information that infringes any patent, trademark, trade secret, copyright, or other proprietary rights of any party;
  • transmitting any material that contains software viruses, trojan horses, worms, time bombs, cancelbots, or any other computer code, files, or programs which may interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
  • impersonating anyone or any entity, falsely stating or otherwise misrepresenting your affiliation with a person or entity;
  • advertising or commercial content other than that related to the buying or selling of an insurance agency; interfering with or disrupting the Service;
  • disrupting the activities or enjoyment of the Service for other users;
  • collecting, or storing personal data about other users; or
  • failing to adhere to the terms of any purchase agreement for an insurance agency posted on the Service.

You agree to abide by all applicable local, state, and federal laws and regulations and are solely responsible for all acts or omissions that occur under your account or password, including without limitation any User Content you create or upload.

You acknowledge that User Content is not endorsed by First Mid Bank & Trust and such user content should not be considered to have been reviewed, screened, or approved by First Mid Bank & Trust. You should exercise discretion before relying on information contained in user content.

We may, in our sole discretion, terminate your password, account (or any part thereof) or use of the website, and remove any User Content from the Listings, at any time and for any or no reason. First Mid Bank & Trust will not be liable to you or any third party for any termination of your access to the Service or Listings, or deletion of any User Content on the Service or Listings.

We may preserve and disclose User Content if required to do so by law or we believe in good faith that such preservation or disclosure is reasonably necessary to comply with legal process, enforce this Agreement, respond to a claim that User Content violates any third party\’s rights, or protect the right, property, or personal safety of First Mid Bank & Trust, any users of the website, and the public.

We will not be liable for the collection, use, or disclosure of any personal information by, in, or through a User Area offered by a third party. In such circumstances, you must refer to any terms of service and privacy statement of the third party offering the Listings.

Subject to applicable law and privacy policy, any communications posted by you in the Listings (including without limitation User Content) are on a non-confidential basis, and we are under no obligation to refrain from reproducing, publishing, or otherwise using them in any way or for any purpose. You will be responsible for the content and information contained in any communication sent by you to this website or otherwise to First Mid Bank & Trust, including without limitation for its truthfulness and accuracy.

Changes to Website

We may make improvements or changes in the information, services, products, and other materials on this website, or terminate this website at any time. We may modify this Agreement at any time, and such modifications will be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this website will be deemed your acceptance of the modified Agreement.

Dispute Resolution

You agree that: (1) Any claim, dispute, or controversy (whether in contract, tort, or otherwise) arising out of, relating to, or connected in any way with the website or the services provided on the website will be resolved exclusively by final and binding arbitration conducted pursuant to the American Arbitration Association (“AAA”) Procedures for Consumer-Related Disputes in conjunction with the AAA Commercial Arbitration Rules (if and as applicable depending on the amount in controversy); (2) This arbitration agreement is made pursuant to a transaction governed by the Federal Arbitration Act (“FAA”), 9 U.S.C. §§ 1-16; (3) The arbitration will be held at the AAA regional office nearest you; (4) The arbitrator\’s decision will be controlled by the terms and conditions of this Agreement; (5) The arbitrator will apply Illinois law consistent with the FAA and applicable statutes of limitations and will honor claims of privilege recognized at law; (6) There will be no authority for any claims to be arbitrated on a class or representative basis; arbitration can decide only your individual claims and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated; (7) The arbitrator will not have the power to award punitive damages against any party; (8) In the event that the administrative fees and deposits you are required to pay under the First Mid Bank & Trust rules exceed $125, and you are unable to pay the additional fees and deposits, First Mid Bank & Trust retains the right to forward them to the First Mid Bank & Trust on the your behalf, subject to ultimate allocation by the arbitrator. In addition, if you are able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, First Mid Bank & Trust retains the right to pay as much of your filing and hearing fees in connection with the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive; and (9) If any part of this Arbitration Provision is deemed to be invalid or otherwise unenforceable or illegal, the balance of this Arbitration Provision will remain in full force and effect and will be construed in accordance with its terms as if the invalid or illegal provision were not contained herein. You understand that, in the absence of this provision, you would have had a right to litigate disputes through a court, including the right to litigate claims on a class-wide or class-action basis, and that You have expressly and knowingly waived those rights and agreed to resolve any disputes through binding arbitration in accordance with the provisions of this paragraph.

Miscellaneous

This website is intended to and directed to residents of the United States and all advertising claims contained in this website are valid only in the United States. This Agreement and the resolution of any dispute related to this Agreement or this website will be governed by and construed in accordance with the laws of Indiana, without giving effect to any principles of conflicts of law. Failure by First Mid Bank & Trust to insist upon strict enforcement of any provision of this Agreement will not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this website or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. If any of these terms will be deemed invalid, void, or for any reason unenforceable, that term will be deemed severable and will not affect the validity and enforceability of any remaining term.

First Mid Bank & Trust and other logos, product and service names are trademarks and service marks owned by or licensed to First Mid Bank & Trust or its affiliates (the “Marks”). Without the prior written permission of First Mid Bank & Trust, or its appropriate affiliates, you agree not to display or use in any manner, the Marks.

All other trademarks are the property of their respective owners.