Small Business Banking Services

Blackhawk Bank is becoming First Mid Bank & Trust

Below are important details about Online and Mobile Banking services for our new Blackhawk Bank Small Business customers. Small Businesses are defined as customers with a business that functions under an EIN and does not use any product or service from our Treasury Management product suite. If you are established as such a business and currently use Blackhawk Bank’s Online Banking platform, you will be enrolled in First Mid’s Business Online Banking services and in most cases you will retain your current Blackhawk  Bank User ID. 

Please Note: Small Businesses who do not have an Employer Identification Number (EIN) and who operate under a Social Security Number will access their account through Personal Online Banking.

Small Business Online Banking

PLAN AHEAD: You may continue to access your Online Banking through Blackhawk Bank until 4:00 p.m. (CT) on Friday, December 1, 2023.  Scheduled transactions made prior to 4:00 p.m. will be processed as normal. After 4:00 p.m. (CT), Online and Telephone Banking will be in inquiry only and you will no longer be able to transact on your Blackhawk Bank account. Mobile Banking and Mobile Deposits will no longer be available after 4:00 p.m. (CT). 

If you use Bill Pay through Blackhawk Bank, access to the Bill Pay system will end at 4:00 p.m. (CT) on Thursday, November 30. We strongly recommend printing your Blackhawk Bank Bill Pay history, payees, and recurring payment information prior to Thursday, November 30, in order for you to validate information converted from the existing system.

Print or archive Blackhawk Bank eStatements, check copies, etc. This must be completed before 4:00 p.m. (CT) on Friday,  December 1, 2023. 


Your First Time Logging In

Beginning Monday, December 4, 2023, you may log into your account using First Mid Business Online Banking. You will need to click “Business” at the top of our website homepage to go to the Business Online Banking login screen.

Business Online Banking login button

On the login screen, you will be required to provide the following THREE pieces of information to log in: 

  1. Company ID Number – This will be communicated to you prior to Monday, December 4.
  2. Username (Access ID) – Most users will retain your current Business Online Banking username. If changes are required, you will be notified ahead of time.
  3. A Temporary Password – Prior to Monday, December 4, users will receive a temporary password. You will be prompted to change your password the first time you log in.

Learn more about the features of First Mid’s Business Online Banking.

Business Mobile Banking

First Mid Business Mobile App Icon

First Mid offers Business Mobile Banking. If you are currently enrolled in Mobile Banking with Blackhawk Bank, you will need to re-enroll with First Mid beginning December 4, 2023.

Download the First Mid Business Mobile Banking App and follow the on-screen activation instructions. The mobile app can be downloaded prior to December 4, 2023, however balances and payment processing will not be available until December 4.

Learn more about our Business Mobile App.

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Small Business Money Movement

Transaction History

If you currently use Blackhawk Bank’s Online Banking solution, transaction history will not convert to the First Mid Online banking platform. History will begin archiving as of December 4, 2023. 

Business Bill Pay

Online Bill Pay services will be available beginning Monday, December 4, 2023. 

ACTION > If you are currently utilizing the Blackhawk Bank Bill Pay system, access to the system will end at 4:00 p.m. (CT) on Thursday, November 30, 2023. You will need to re-establish any eBills on the First Mid system. Scheduled and recurring payments will be automatically converted to the First Mid system. We highly recommend that you print your Blackhawk Bank Bill Pay history, payees, and recurring payment information prior to November 30, 2023 in order to validate information converted from the Blackhawk Bank system to the First Mid system. 

PLAN AHEAD: Please take into consideration that your first payments within Bill Pay will be processed as a paper check, regardless of what payment method you select. The First Mid system must verify all new accounts and subscribers. If you need further information, please contact Customer Support at 877-888-5629.

If you are not currently enrolled for Bill Pay and would be interested in having this service, you can enroll for Bill Pay through the First Mid Business Online Banking Resource Center starting December 4, 2023.

Internal Account Transfers

Any scheduled or recurring internal transfers currently set up through Online Banking with Blackhawk Bank, will need to be re-established with First Mid. Transfers will not be completed over conversion weekend, after 4:00 p.m. on December 1 through December 3, 2023.

External Account Transfers

Any external Bank to Bank transfer established through Consumer Online and Mobile Banking with Blackhawk will not convert. These transfers will have to be established through a different payment channel.

Notifications and Alerts

First Mid offers a variety of account alerts that may be set up with the Online Banking platform. These can be sent via email or text message (SMS). If you currently receive alerts for your Blackhawk Bank deposit accounts, you will need to log in to First Mid Online Banking and establish any alerts you wish to receive.

Account Management Software

First Mid allows customers to connect their accounts and Online Banking to various account management software. 

If you use Quicken® or QuickBooks® software, you’ll find available guides here to assist you in transitioning to your new Online Banking platform.

ACTION > If you are currently using QuickBooks® or a similar solution, you will need to download your transaction history from the Blackhawk Online Banking system prior to December 1, 2023.  After that date, you will only be able to download your First Mid transactions. Transactions that will post to your Blackhawk account Friday night, December 1, 2023, will need to be manually entered into your account management software.

The Budgeting Tools that Blackhawk Bank offers today will not be available after Friday, December 1, 2023. If you wish to save your accumulated information from your Blackhawk Bank financial management tool, you should save or download that information prior to 4:00 p.m. (CT) on December 1, 2023.

Wire Processing

Outgoing Wire Transfers

Small Business customers can initiate outgoing wire transfers with any of our banking center locations. Outgoing wire transfers can be requested Monday through Friday during Bank hours. Requests submitted and approved before 4:00 p.m. (CT) will be processed same day. However, there is no guarantee that the wire will be posted by the Receiving Bank same day. Any requests completed after 4:00 p.m. (CT) will be processed the next business day. First Mid outgoing wire instructions can be provided upon request. No wire transfers are processed on Saturday, Sunday, or bank holidays. 

Incoming Wire Transfers

Incoming wire transfers are accepted and processed by First Mid, Monday through Friday, until 4:00 p.m. (CT).  Any incoming funds received after 4:00 p.m. (CT) will be posted on the next business day. First Mid does hold a Swift code for International Incoming wires which allows for faster processing times. No wire transfers are processed on Saturday, Sunday, or bank holidays. 

Incoming Wire Instructions:
First Mid Bank & Trust
1515 Charleston Ave.
Mattoon IL 61938
ABA | Routing number:  071102076
Swift | BIC Code:  FMAUS44

Wire Fees:
Domestic Outgoing Wire Fee – $20/wire
International Outgoing Wire Fee – $75/wire
Foreign Exchange Outgoing Wire Fee – $75/wire + exchange rate 
Incoming Wire Fee: $10/wire


If you have any questions regarding the conversion and your Online Banking, please contact our Customer Support at 877-888-5629.