Archive: Product Information

Understanding Identity Fraud

With there being a 45% increase in fraud reports during 2020*, it’s important that you understand what identity fraud is and know how to protect yourself from becoming a victim of identity theft. Identity theft is when someone uses your personal information — whether that’s by opening a credit card account, ...read more

Need Help Avoiding Overdrafts?

Avoiding an overdraft on your account doesn’t have to be a struggle. These simple tips can help you manage your account wisely: Use direct deposit for your paycheck. Direct deposit is a safe and convenient way to access your paycheck immediately and eliminates the risk of your paycheck being stolen, lost, ...read more

Online Bill Pay – The Simple Way to Pay!

As one of First Mid's Online and Mobile Banking features, Bill Pay can make taking care of your bills quicker and easier than ever before! Click on the Bill Pay tab within Online Banking, or tap the Transfer & Pay icon within Mobile Banking to:• Add or delete billers at ...read more

Do You Need a Home Equity Loan or Line of Credit?

Not sure whether a home equity loan or a home equity line of credit (HELOC) is right for you? Chad Abernathy, Senior Vice President and Regional Lending Manager, and Mike Krueger, Consumer and HELOC Credit Manager, break down the differences between home equity loans and HELOCs. What are home equity loans ...read more

Let’s Talk Treasury Management

Understanding the best possible treasury management programs and services for you and your business starts with a consultation with experts in the field. Keri McPherson, Treasury Management Relationship Manager, breaks down the ins and outs of treasury management at First Mid Bank & Trust. What is treasury management?Keri explains, “Treasury Management ...read more

Plan for Every Stage of Life

Whether you are saving for your first home, paying off debt, or planning for retirement, we are here for you. We want you to feel confident in the choices you are making for your financial future. Our First Mid Wealth Management professionals are certified and accredited and will work with ...read more

Digital Tools for Your Personal Banking Needs

With First Mid's Online Banking and Mobile Banking services, you have 24/7 access to your First Mid account(s) from the comfort of your home or when you're on the go. With Online Banking, you can: Access real-time account balances, e-statements, loan information and notices Manage and pay your bills in one ...read more

Protect Your Identity

While many people have heard about identity theft, most don’t even realize they are a victim until they notice an unfamiliar charge on their credit card statement; they review their credit report; or they are contacted by a debt collector. Knowing how to protect yourself is your first line of defense. ...read more

An Online Banking Feature: Online Bill Pay

Why use more than one payment method when First Mid Online Banking offers a simple way to organize your bills and pay them when they’re due? With Online Bill Pay, you can take care of your bills in one place — without the hassle of writing checks, addressing envelopes, or ...read more

Give the Gift of Education this Holiday Season

With the price of a college education in the U.S. consistently rising, it’s never been more important to start planning ahead. By getting an early start with a 529 College Savings Plan, you can help your child or grandchild prepare for rising tuition costs. A 529 savings plan is a valuable ...read more